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May 7, 2019
Roha HF’s strategic focus was to have a digital-first approach for all its customer offerings and to ensure a smooth, quick and transparent borrowing experience for its customer’s housing loan requirements. A large part of this strategy was driven by Roha’s Managing Director, Mr. Sunil Kapoor, who strongly believes that technology is a key enabler in making mortgage lending processes flexible and expanding business distribution quickly. From his past experience at GE Capital, Mr. Kapoor recognized that the underwriting process in lending was heavily dependent on people, which often created bottlenecks, for example if a person left the company or changed role. Dependency on people also placed limitations on how fast a company could scale-up. He also recognized the need to reduce the time taken to disburse loans which in the housing finance industry is taking an average 2-4 weeks to complete.
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Roha Housing Finance goes Digital with Nucleus Software’s FinnOne Neo
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