Nucleus Software

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia™

FinnAxia™, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo™ mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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An offline and online digital cash solution designed to democratize finance.

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Privacy Policy


Our Privacy Policy is designed to assist you in understanding how we and our subsidiaries deal with and maintain your privacy when you directly or indirectly share Personal Information to Nucleus Software Exports Limited (“Nucleus”, “We” or “Our”).

Personal information

Personal Information shall mean information concerning you to the extent that you are identified by or can reasonably be identified from the information.


Indirect Sharing of Personal Information.

Your sharing of Personal Information to us without there being any direct contractual arrangement shall be treated and defined as to be “Indirect sharing of Personal Information”. You may please note that this Privacy Policy is applicable only to the Indirect Sharing of Personal Information. By using websites and any portal of Nucleus, you agree to be bound by this Privacy policy. This Privacy Policy applies to Personal information that you provide to Nucleus.

Direct Sharing of Personal Information

In case any Personal information is shared with Nucleus by its client/vendor/partners through a contractual arrangement then the same shall be termed as “Direct Sharing of Personal Information” and privacy terms and restriction as per that contractual arrangement shall determine the usage of Personal information and shall be subject to that contractual arrangement.The websites and any portal of Nucleus are not intended for anyone under the age of 18 years. If you are younger than 18, you may not register with or use this website.

What we may collect

Our websites and any portal of Nucleus may collect information related to your identity, name, email id, calendar, contacts, location, SMS, Phone, Photo/media/files, storage, camera, device ID & call information. If you’re an internet customer of ours, we monitor your use of internet services to ensure we can verify you and can receive information from us, and to identify ways we can improve our services for you.If you start but don’t submit an on-line application, we can contact you using any of the contact details you’ve supplied to offer help completing it. The information in applications will be kept temporarily then destroyed if the application is not completed.We also know that some customers like to engage with us through social media channels. We may collect information about you when you interact with us through these channels. However, for all confidential matters, we’ll ensure we interact with you via a secure forum.To improve our services and products, we sometimes collect de-identified information from web users. That information could include IP addresses or geographical information to ensure your use of our website is secure.

Is sharing Personal Information mandatory?

As a general principle, you’re granting of any consent and your provision of any Personal information hereunder is altogether intentional and entirely voluntary; there are generally no detrimental effects on you in the event that you decide not to agree or to if you choose not to consent or to provide Personal information. However, there are circumstances in which Nucleus cannot take action without certain Personal information, for example because this Personal information is required to process your orders or provide you with access to a web offering or newsletter. Such information, input/queries are required to serve you better.

Where will my Personal information be processed?

The Personal information will be only used and processed within the other offices of Nucleus Software, including in India.

Use and sharing of Personal Information

Nucleus uses the collected Personal Information only to provide agreed upon services to its registered users. User data is saved securely in database and back up of database is also encrypted.Nucleus’s authorized agents may access Nucleus’s technology to collect/use/update user information in the course of providing services to the registered user. We will not sell or share collected information with any third party; however, we reserve the right to share information with any third party that makes a legally compliant request for its disclosure.We’ll only keep your information for as long as we require it for our purposes. We may be required to keep some of your information for certain periods of time under law. When we no longer require your information, we’ll ensure that your information is destroyed or de-identified.We may use or disclose your personal information to let you know about other products or services we or a third party make available and that may be of interest to you. We will always let you know that you can opt out from receiving marketing offers.With your consent, we may disclose your personal information to third parties for the purpose of connecting you with other businesses or customers. You can ask us not to do this at any time. We won’t sell your personal information to any organisation.

Your Rights

Your Rights

You can request from Nucleus at any time information about which Personal Information Nucleus processes about you and the correction or deletion of such Personal information. Please note, however, that Nucleus can delete your Personal information given that there is no statutory obligation or prevailing right of Nucleus to retain it. Kindly note that if you request that Nucleus deletes your Personal information, you will not be able to continue to use any Nucleus service that requires Nucleus’s use of your Personal information.

Right to restrict usages

Furthermore, you can request from Nucleus that Nucleus restricts your Personal information from any further processing in any of the following events: (i) you state that the Personal information Nucleus has about you is incorrect, (but only for as long as Nucleus requires to check the accuracy of the relevant Personal information), (ii) there is no legal basis for Nucleus processing your Personal information and you demand that Nucleus restricts your Personal information from further processing, (iii) Nucleus no longer requires your Personal information but you claim that you require Nucleus to retain such data in order to claim or exercise legal rights or to defend against third party claims.

Right to lodge a complaint

If you believe that Nucleus is not processing your Personal information in accordance with the requirements set out herein, you can at any time lodge a complaint with Nucleus by sending a mail to us. We are committed to resolving your complaint and doing the right thing by our customers. Most complaints are resolved quickly, and you should hear from us within fifteen business days.

Security measures taken by Nucleus to protect Personal Information

The security of your personal information is imperative to us and we take reasonable steps to safeguard it from misuse, interference and loss, and from unauthorised access, modification or disclosure.

Some of the ways we do this are:

  1. security measures for access to our systems; and
  2. only giving access to personal information to a person who is verified to be able to receive that information
  3. We may store personal information physically or electronically with third party data storage providers. Where we do this, we use contractual arrangements to ensure those providers take appropriate measures to protect that information and restrict the uses to which they can put that information.

Changes to this privacy policy

Nucleus reserves the right to change or update this Privacy Policy or any other of its policies/practices/ terms and conditions at any time. Any changes or updates will be effective immediately upon posting to the websites and any portal of Nucleus. However, you shall have no claim against Nucleus or its group companies, should we elect not to notify you of any changes to the terms and conditions or Privacy Policy by any additional means. We are committed towards protecting and safeguarding your privacy on-line.

Dispute Resolution

This Privacy Policy shall be governed and construed in accordance with the laws of India, without regard to conflicts-of-law principles. You agree to submit to the exclusive jurisdiction of the courts of New Delhi with respect to any legal proceedings that may arise in connection with the site.


This Privacy Policy is for information only. Though efforts have been made to ensure that it is accurate and current, we provide no guarantee as to its accuracy. We accept no liability for loss or damage suffered as a result of reliance on the information provided in this Privacy Policy.