An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations.
End-to-end digital lending across the entire lifecycle of origination, servicing & collections.
Learn moreAdvanced Automotive Lending Software for complete loan life cycle management.
Learn moreDigital Transaction Banking suite that is modular for a composable banking experience.
FinnAxia®, End-to-end Global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade.
Learn moreWe are growing at a rapid pace and playing a significant role in the Fintech Space. If you have the desire to make a mark in the Fintech sector, Nucleus Software is the perfect platform.
Explore opportunitiesOur key to good Corporate Governance is an appropriate mix of diversity and skills for better risk anticipation and tapping opportunities that help build a strong foundation.
Our Board comprises highly accomplished members who play a significant role in providing strategic direction, target setting, performance evaluation of top management and the most crucial, that of trusteeship – to protect and enhance stakeholder value.
Chairman, Non-Executive, Independent Director
We are growing at a rapid pace and playing a significant role in the Fintech Space. If you have the desire to make a mark in the Fintech sector, Nucleus Software is the perfect platform.
Explore opportunitiesManaging Director
Mr. Vishnu R. Dusad is one of the main founders of Nucleus Software Exports Ltd. and has served as a Director since the inception of the Company. Mr. Dusad completed his Bachelor’s Degree in Technology from the Indian Institute of Technology (IIT), Delhi and has been associated with the development of the software industry in India since 1983 as an entrepreneur. He was appointed Managing Director of the Company in January 1997. Mr. Dusad has enriched Nucleus with his technology background and over three decades of valuable professional experience in the exciting space of Information Technology Solutions for the BFSI sector. He has a deep commitment to making a difference in the lives of fellow Nucleites, and through Nucleus, to the world around. His success in concluding business deals for implementing Nucleus Products globally owes much to a deep sensitivity to cross-cultural nuances. His experience encompasses areas of software development, creation of strategic alliances, business development, and strategic planning. Mr. Dusad attributes the success of Nucleus to teamwork, entrepreneurial skills and the ability to leverage opportunities in the marketplace.
LinkedInCEO and Executive Director
Mr. Parag Bhise is the Chief Executive Officer at Nucleus Software. In his most recent Role as EVP Product Engineering, he has been responsible for ensuring that our flagship products – FinnOne Neo® and FinnAxia® – are developed using the latest technologies and techniques.
He combines three decades of experience with a passion for leveraging technology to solve business problems. Throughout his career he has been responsible for a range of areas – including software development, delivery and quality assurance as well as IT infrastructure management and internal systems. As a result he brings a unique perspective to ensuring that our products are high quality, resilient and future proofed.
A strong advocate of life long learning and continuous improvement he has recently completed MIT’s Professional Certificate in Innovation & Technology, which adds to his Master’s Degree in Computer Applications from BIT Mesra and his MBA from the Management Development Institute – Gurgaon.
Chief Operating Officer and Executive Director
Mr. Anurag Mantri started his career with Nucleus Software in 1994 and today leads the company’s Services Business. In addition to providing executive oversight to Customer Engagements and expanding the business to cover new geographies, he is responsible for the strategy of the Services Business where he is focusing on shaping the company’s Digital Transformation services. Anurag also leads the SEPG & SQA functions at Nucleus Software.
Throughout his career at Nucleus, Anurag has handled a wide range of areas across professional services, sales and customer services. In addition to managing complex global and regional transformation programs, Anurag managed the Global Customer care centre of excellence for Transaction Banking, and led sales for FinnOne Neo® and FinnAxia® in South East Asia.
Anurag is a post graduate in Statistics from prestigious Banaras Hindu University (BHU). In addition to this, he gained post-graduate degree in Computer Science Applications (PGDCSA) as well from BHU. Anurag strongly believes in the power of technology to transform and that the critical factors in turning vision into an implemented reality are a combination of domain expertise, business acumen and a relentless focus on customers.
Chief Innovation Officer & Executive Director
Dr. Ritika Dusad is leading Marketing and Innovation at Nucleus with a focus on data-based decision making and ideation. She completed her undergraduate studies at University of California, Los Angeles, and thereafter pursued a PhD in Physics at Ivy League - Cornell University, USA. During her PhD, she worked on both theoretical and experimental aspects of magnetism and designed and built a novel cryogenic spectrometer to detect magnetic monopoles. She has been awarded the prestigious Springer Thesis Award which recognizes outstanding PhD research to be published in a series that brings together the best PhD theses from around the world. After her PhD, she then worked on quantum magnetism as a postdoctoral researcher at Lawrence Berkeley National Lab, managed by UC Berkeley. As a researcher in Low Temperature Physics, a predominantly male dominated area, she lived and led innovation for seven years and created a benchmark by publishing her research paper in the renowned journal- Nature. She has been contributing to the board deliberations by highlighting the importance of diversity and fairness in creating the right environment for world class research. Her areas of expertise include Governance, Global Business and Technology. Dr. Dusad joined the Nucleus Board in July 2016.
LinkedInCHRO – Chief Human Resources Officer
Swati Patwardhan brings 19 years of extensive experience in human resources, specializing in organization development, talent acquisition, and business partnering. Throughout her career, she has been instrumental in setting up robust people processes, talent management frameworks, performance management systems, and spearheading talent acquisition initiatives across multiple geographies. Swati has gained her expertise working with leading corporate organizations, where she successfully managed diverse human resource functions and implemented strategic initiatives that align with business goals. Her expertise in crafting and implementing HR policies has significantly contributed to enhancing organizational effectiveness and employee engagement. Known for her strategic vision and empathetic leadership Swati is passionate about creating a supportive and dynamic work environment. She excels in employee relations and fostering a culture of continuous improvement. Swati holds a master’s degree in industrial psychology from SNDT Women's University, Mumbai, and a Bachelor's degree in Psychology from Mumbai University. Furthering her professional development, she has earned certifications in organizational development from the Tata Institute of Social Sciences (TISS) and the Organizational Development Associates (ODA). Additionally, she is certified in Brain- Based Executive Coaching through the Neuro Leadership Institute (NLI). With a strong commitment professional growth, diversity and inclusion, Swati stays abreast of the latest trends and practices in human resources, aiming to optimize its human capital and drive business success. Her strategic vision, combined with her hands-on approach, makes her a valuable asset to our organization
LinkedInChief Financial Officer
Surya Prakash Kanodia is a distinguished finance leader with over 20 years of extensive experience in streamlining, reorganizing, and integrating finance objectives to deliver profitable results. His expertise lies in structuring large deals, establishing strategic partnerships, pricing and contract management, risk monitoring, and stakeholder management. Throughout his career, Suraj has collaborated with leading IT companies, driving financial strategies and operational efficiencies. Surya is a Chartered Accountant and a Chartered Financial Analyst, bringing a robust financial acumen and a strategic mindset to his role. His comprehensive understanding of financial markets and deep analytical skills enable him to navigate complex financial landscapes and contribute to the organization's success.Suraj is dedicated to fostering a culture of financial discipline and accountability. He excels in building high-performing finance teams and driving organizational excellence.
LinkedInSVP - Global Customer Success Team
Mr. Ashwani Arora, SVP - Head of Global Customer Success Team, is responsible for the full range of post implementation engagements for more than 150 customers in 50 countries worldwide. He also leads the Captive Auto Finance business and is focused on ensuring that our customers gain the maximum business benefits from our sophisticated software products. A passionate believer in the power of technology, Ashwani helps customers drive digital transformation programmes to improve business processes while enabling them to deliver outstanding digital experiences to their customers.
Ashwani has been with Nucleus for more than 25 years and has extensive experience in the using advanced technology to address business challenges. During his career, he has also led all stages of system development efforts and has worked across multiple international geographies and business environments. This has equipped him with the skills to rapidly understand and quickly resolve strategic business challenges in different parts of the globe.
P&L Head - Digital Services
Pradeep Malik carries 23 years of financial technology experience with a good blend of IT Services and Products in Banking and Financial services sector. He is associated with Nucleus for more than 15 years and currently responsible for managing and expanding the Digital Services business globally. He was instrumental in expanding the Nucleus Services footprint across Southeast Asia and Europe, in addition to delivering enhanced customer experience, in his previous roles at Nucleus Software.
He provides strategic direction to existing Digital Services engagements and is also responsible for expanding the business within and to the new geographies. He has been instrumental in managing complex global and regional Digital Transformation programs, large IT strategic initiatives for various banking clients across the globe. His business acumen and consultative approach has helped in still customer confidence and long-term partnerships.
Pradeep graduated in Mechanical engineering from Nagpur university and attained certification in Enterprise Management from IIT Delhi. He carries a true blend of business acumen, sharp focus on customer delight, and a problem-solving mindset.
Prior to joining Nucleus, Pradeep was associated with First American (I) Corporation (later acquired by Cognizant Technology) and IT start ups, where he focussed on Product development and implementation for various large financial institutions.
Vice President - Engineering
Abhishek Pallav is a highly experienced professional with over two decades in architecting complex enterprise lending platforms. He is known for his passion and purpose-driven approach, coupled with a deep understanding of ultra-complex design models, service-oriented architecture, distributed systems, cloud-agnostic SaaS platforms, AI, and machine learning.
Abhishek was instrumental in the design and creation of the Loan Servicing Module (LMS) for our flagship enterprise digital lending platform, FinnOne Neo®, acclaimed as the world's leading solution in its category. His expertise has been pivotal in establishing this product as a benchmark in the industry.
Abhishek currently leads the data sciences, build and Axia verticals, where he drives innovation and harnesses advanced technologies to elevate our product offerings. Abhishek is recognized for his analytical mindset, innovative thinking, and collaborative leadership style. He is committed to fostering a data-driven culture and empowering teams to achieve excellence through data science. His strategic vision and technical prowess enable him to navigate and solve complex challenges, ensuring our solutions remain at the forefront of the industry.
Abhishek holds an MTech degree from BITS Pilani, which underscores his strong technical foundation and commitment to academic excellence. His blend of extensive industry experience and advanced technical knowledge makes him a key asset to our leadership team, dedicated to advancing the field of financial services, customer centric products and architectural technology.
Chief of Staff to MD and Chief Marketing Officer
Ashish is an exceptional IT and digital transformation leader with a unique blend of business and technical skills, and experience in key roles across various facets. He is responsible for driving strategic initiatives, managing P&L, and leading cross-functional teams. He is an expert in strategic thinking, product management and new geography enablement and is adept at ideating and executing innovative marketing strategies that drive revenue growth and customer satisfaction for our partners.
Ashish is extremely passionate about new technologies and innovations that can improve the lives of billions of people around the world. In his previous role, he served as the Business Head for Nucleus Software's Financial Inclusion Product initiative, PaySe®. As one of the key members he conceptualized PaySe®, a revolutionary, secure peer-to-peer offline digital cash solution that helps address one of the Achilles heels in Financial Inclusion, the ‘Cost of Cash’. He received the Payment System Innovation award from IDRBT, RBI for his pioneering work on PaySe®.
With his strong technical academic background, extensive industry expertise, and track record of successfully leading many pathbreaking initiatives, Ashish is a valuable asset while seeking to drive innovation, growth, and fintech excellence in the banking and financial services industry.
Lead - Strategy and Operations
Mukesh drives strategic digital transformation projects for leading banks and financial institutions across India, Southeast Asia, Middle East, and ANZ region with a sharp focus on accelerated revenue growth through innovations, customer experience and collaborations.
Mukesh brings decades of product innovation and industry expertise to his role, leading strategy, product implementation and technology innovation specifically in retail, corporate lending, and credit cards business.
In his previous role, Mukesh served as the regional implementation head for FinnOne Neo® digital lending product suite across Southeast Asia and Middle East region to deliver accelerated value to clients and stakeholders. Mukesh has extensive experience of managing large transformation program with system integrator model involving multiple vendors.
He is extremely passionate about project, program and portfolio management practices with deep expertise and interest in strategy alignment, risk and benefit management practices. His clear focus on successful product implementation with value delivery and adherence to SLAs, risk, and compliance is outstanding. Mukesh joined Nucleus Software in March 2005 and is PMI certified Project Management Professional (PMP) and Axelos Global Practices certified Managing Successful Programmes Practitioner (MSP).
Chairman, Non-Executive, Independent Director
Mr. S.M. Acharya went to school in Bangalore and Gwalior and graduated from the universities of Madras and Hong Kong obtaining Bachelor of Arts degrees. He also possesses a Masters Degree in Economics from the Victoria University of Manchester, UK. Having taught at a school for a year and a half, Mr. Acharya enrolled in an intensive course in Chinese language at the University of Delhi, and then sat for the civil service examinations in 1973. He served in the Indian Administrative Service for 35 years based in Karnataka for 20 years and in Delhi for 13 years and 2 years as a probationer in Mussoorie. During the course of these years he has had a variety of experiences that have helped him to gain insight into the affairs of human beings. After retirement he has been retained by a leading education Trust to act the Chief Executive to help run their engineering and general sciences institutions. He also served as an Independent Director on the Board of the Bharat Electronics Ltd.
Managing Director
Mr. Vishnu R. Dusad is one of the main founders of Nucleus Software Exports Ltd. and has served as a Director since the inception of the Company. Mr. Dusad completed his Bachelor’s Degree in Technology from the Indian Institute of Technology (IIT), Delhi and has been associated with the development of the software industry in India since 1983 as an entrepreneur.Mr. Dusad has enriched Nucleus with his technology background and over three decades of valuable professional experience in the exciting space of BFSI IT Solutions. He has a deep commitment to making a difference in the lives of fellow Nucleites, and through Nucleus, to the world around. His success in concluding business deals for implementing Nucleus Products globally owes much to a deep sensitivity to cross-cultural nuances. His experience encompasses areas of software development, creation of strategic alliances, business development, and strategic planning.
LinkedInCEO and Executive Director
Mr. Parag Bhise is the Chief Executive Officer at Nucleus Software. In his most recent Role as EVP Product Engineering, he has been responsible for ensuring that our flagship products – FinnOne Neo® and FinnAxia® – are developed using the latest technologies and techniques.
He combines three decades of experience with a passion for leveraging technology to solve business problems. Throughout his career he has been responsible for a range of areas – including software development, delivery and quality assurance as well as IT infrastructure management and internal systems. As a result he brings a unique perspective to ensuring that our products are high quality, resilient and future proofed.
A strong advocate of life long learning and continuous improvement he has recently completed MIT’s Professional Certificate in Innovation & Technology, which adds to his Master’s Degree in Computer Applications from BIT Mesra and his MBA from the Management Development Institute – Gurgaon.
Chief Innovation Officer & Executive Director
Dr. Ritika Dusad is leading Marketing and Innovation at Nucleus with a focus on data-based decision making and ideation. She completed her undergraduate studies at University of California, Los Angeles, and thereafter pursued a PhD in Physics at Ivy League - Cornell University, USA. During her PhD, she worked on both theoretical and experimental aspects of magnetism and designed and built a novel cryogenic spectrometer to detect magnetic monopoles. She has been awarded the prestigious Springer Thesis Award which recognizes outstanding PhD research to be published in a series that brings together the best PhD theses from around the world. After her PhD, she then worked on quantum magnetism as a postdoctoral researcher at Lawrence Berkeley National Lab, managed by UC Berkeley. As a researcher in Low Temperature Physics, a predominantly male dominated area, she lived and led innovation for seven years and created a benchmark by publishing her research paper in the renowned journal- Nature. She has been contributing to the board deliberations by highlighting the importance of diversity and fairness in creating the right environment for world class research. Her areas of expertise include Governance, Global Business and Technology. Dr. Dusad joined the Nucleus Board in July 2016.
LinkedInNon-Executive, Independent Director
Ms. Yasmin has worked with large multinational institutions such as Price Waterhouse (India), American Express (US, India and Korea), Citibank (Korea), a British educational institution (Saudi Arabia), start-ups in HR consultancy (India) as well as in Analytics (Singapore) and a boutique recruitment firm (Singapore). She was Head of Campus for S P Jain School of Global Management’s Singapore Campus.
Ms. Yasmin has a multi-faceted global experience of over 20 years in Financial Control, MIS, Treasury, Process rationalization, Business Intelligence & Executive Search. Her work experience spans several industries: Retail Banking & Credit Cards, HR Consultancy & Search, Education, Accounting and Information Consultancy/Decision Management. She is currently serving as Honorary Treasurer for a not-for-profit cultural organisation called Friends of the Museums in Singapore, to give back to the Singapore cultural community by ensuring the financial security of the society. Ms. Yasmin is a rank-holder Chartered Accountant from the Institute of Chartered Accountants of India and an MBA (Finance and International Business) from the Stern School of Business, New York University. Ms. Yasmin Javeri Krishan joined the Board of Directors of Nucleus Software as an Independent Director.
Non-Executive, Independent Director
Mr. Shekar Viswanathan has over four decades of rich and varied experience. He retired as the Vice Chairman and Whole-time Director of Toyota Kirloskar Motors Private Limited end 2020. He joined Toyota Kirloskar group of companies in 1999 and served here for 22 years across various critical leadership functions and has been a member of the Board of Directors of each of the 3 Toyota Group companies that he served.
Having started his career with the renowned Unit Trust of India, then moving to The Chase Manhattan Bank as Second Vice President handling trade finance and investment banking products, he interacted extensively with the Ministry of Finance and several leading PSU’s.
Mr. Viswanathan holds a Bachelor of Arts in Economics, from the University of Madras and has completed his article ship from Messrs Fraser & Ross & Brakes India Ltd. He is a member of The Institute of Chartered Accountants of India.
Non-Executive, Independent Director
Mr. Prakash Chandra Kandpal has a rich and varied experience of over 36 years with State Bank of India and its subsidiaries . He retired as Deputy Managing Director from retail business of SBI . Mr. Kandpal has held multiple leading responsibilities at SBI including MD & CEO of SBI General Insurance. He has an in-depth expertise in Banking, Insurance, Mutual funds space and has contributed immensely to the Banking and financial services industry. He has led many renowned initiatives in Investments and Governance.
Mr. Kandpal holds a M.A. in Economics from Kumaon University, Nainital and has multiple professional certifications such as an Executive MBA program (curated for SBI) from ISB Hyderabad, Global Advance Management Program–AIIMA with Berkley University, USA.
Chief Operating Officer and Executive Director
Mr. Anurag Mantri started his career with Nucleus Software in 1994 and today leads the company’s Services Business. In addition to providing executive oversight to Customer Engagements and expanding the business to cover new geographies, he is responsible for the strategy of the Services Business where he is focusing on shaping the company’s Digital Transformation services. Anurag also leads the SEPG & SQA functions at Nucleus Software.
Throughout his career at Nucleus, Anurag has handled a wide range of areas across professional services, sales and customer services. In addition to managing complex global and regional transformation programs, Anurag managed the Global Customer care centre of excellence for Transaction Banking, and led sales for FinnOne Neo® and FinnAxia® in South East Asia.
Anurag is a post graduate in Statistics from prestigious Banaras Hindu University (BHU). In addition to this, he gained post-graduate degree in Computer Science Applications (PGDCSA) as well from BHU. Anurag strongly believes in the power of technology to transform and that the critical factors in turning vision into an implemented reality are a combination of domain expertise, business acumen and a relentless focus on customers.