Loan Origination System & Software for Digital Lending Solutions

Transforming Digital Lending for Your Financial Institutions

FinnOne Neo® CAS

Robust Digital Lending for Superior Loan Origination Journeys.

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Streamlining Transaction Banking for Corporates.

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations.

Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending.

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Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections.

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Islamic Finance

Interest Free Banking Governed by Shariah Principles.

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Automotive Lending

Advanced Automotive Lending Software for complete loan life cycle management.

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Digital Transaction Banking suite that is modular for a composable banking experience.

Integrated Transaction Banking Suite – FinnAxia®

FinnAxia®, End-to-end Global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade.

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Ensure responsible Lending with our API-backed products for easy & seamless connectivity to the financial ecosystem.

FinnOne Neo® mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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Payse®

An offline and online digital cash solution designed to democratize finance.

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FinnOne Neo® CAS for

Loan Origination System (LOS)

Robust Digital Lending for Superior Loan Origination Journeys

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Enabling End-to-End Digital
Transformation for Loan Origination

Navigating growth, risks, and expenses in a competitive market is challenging for lenders. Customers demand convenience and simplicity in handling their financial needs. To thrive, lenders require swift deployment, efficient management, and scalable processes.

 

FinnOne Neo® Customer Acquisition System (CAS) makes lending agile, scalable, streamlined, and transparent, unlocking new opportunities for growth and profitability. It effectively manages the entire loan lifecycle, from customer onboarding to disbursal, ensuring easy scalability and accelerated growth.
FinnOne Neo CAS for Loan Originatoion System

A Consistent, Intelligent and Seamless Digital Loan Origination System for Modern Lenders

Low Code/No Code

360° Customer View and Risk Based Assessment

Database and Application Server Agnostic

Multi-Channel Quick Customer On-boarding – Video KYC/eKYC

Straight Through Processing

Composability with 230+ Integrated APIs

Supports both On-cloud and On-premise Deployments

Robust rule engine and configurable workflows

Why FinnOne Neo® CAS is a One-Stop Solution for Loan Origination Needs?

Automated Underwriting

Prevent fraud with automated identifications, streamline credit decisions based on set criteria, and handle exceptions through rule-based workflows for efficient risk management.

Faster Loan Disbursements

Accelerate loan disbursements with automated amortization schedules, flexible disbursal options, instant document and repayment verification, and support for multiple assets and disbursals.

Accelerate Time-to-Market

Easily introduce new loan products with predefined rules, policies, masters, forms, and workflows for accelerated time-to-market. Streamline product creation and customization effortlessly.

Rule Engine Excellence

Our embedded rule engine is a game-changer, offering lightning-fast results. Access a comprehensive suite, covering rule modelling, verification, auditing, policy integration, scoring, and de-duplication for holistic rule management to set you apart.

Improve Credit Quality, Reduce Risk

Maintain credit quality through analytics-based scoring models. Seamlessly integrate with credit bureaus and external scoring engines. Create credit scorecards and align scoring policies at product and scheme levels, simplifying decision-making.

On-Cloud Composable Architecture

Drive efficiency with 230+ out-of-the-box APIs. Benefit from flexible deployment options on various cloud infrastructures.

Leading Financial Institutions Powering Their Success with FinnOne Neo® CAS

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See What Our Customers Are Saying...

Building on Success: MB Bank and Nucleus Software

Watch Ms. Bui Thi Mien, Deputy Chief Risk Officer at MB Bank, share her valuable insights on the collaborative journey with Nucleus Software. Discover how Nucleus’ solutions have played a pi...

Understanding Geographies: The Banking Landscape in Vietnam

In this insightful video, Ms. Bui Thi Mien, Deputy Chief Risk Officer at MB Bank, engages in a candid conversation about the evolving banking landscape in Vietnam. She shares her valuable pe...

Mr. Sunil Kapoor, MD of Roha Housing Finance Speaks on Digitizing Business with FinnOne Neo® Cloud

Mr. Sunil Kapoor, Managing Director of Roha Housing Finance talks about digitizing the mortgage business, his experience with Nucleus FinnOne Neo® and how Roha is using technology to offer f...

Revolutionizing Digital Lending –
Mr. Anirban Ghosh on Mirae Asset Financial Services Innovative Journey

Watch Mr. Anirban Ghosh, Chief Risk Officer at Mirae Asset Financial Services, sharing insights into their groundbreaking Digital Lending journey. Discover how t...

Innovative Approach & Future of Lending – Nucleus Software Revolutionizes ICICI Home Finance’s Digital Transformation

Watch Mr. Amit Bhatia, Head of IT Business Solutions at ICICI Home Finance, share his insights on the seamless integration of FinnOne Neo® with their core banking platform. This ...

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Frequently Asked Questions

FinnOne Neo® CAS is ideal for banks, non-banking financial companies (NBFCs), and financial institutions aiming to improve their loan origination processes across retail lending, SME, and corporate lending.

It supports a wide range of loan products, including personal loans, home loans, auto loans, SME loans, education loans, gold loans, and more.

FinnOne Neo® CAS can be deployed both on the cloud and on-premise, offering flexibility to match your organization’s needs.

It automates manual processes, reduces errors, and accelerates loan approvals with integrated workflows, credit scoring, and real-time decisioning capabilities.

Key features include digital onboarding, credit scoring, multi-channel loan applications, workflow customization, fraud detection, API integrations, and compliance with local regulations.

Yes, it supports multi-channel loan applications, including branch, mobile, web, and partner channels.

Yes, workflows are fully configurable to align with your specific business processes.

Yes, FinnOne Neo® CAS includes integrated digital KYC capabilities for seamless and compliant customer onboarding.

Yes, the system has in-built credit scoring and allows integration with third-party scoring models and credit bureaus.

Yes, FinnOne Neo® CAS supports integration with existing core banking systems via APIs or middleware.

It supports major credit bureaus globally, and specific integrations can be configured based on regional needs.

Yes, it provides robust API-based integration for seamless connectivity with third-party systems.

Yes, it supports integration with multiple payment gateways for loan disbursements and fee collections.

Yes, it integrates with popular e-signature platforms for digital document signing.

By automating repetitive tasks, enabling instant verifications, and integrating digital tools, it significantly reduces processing time.

Loan approval turnaround time can be reduced to minutes, depending on business configurations and automation levels.

Yes, it supports bulk processing to handle high volumes of applications efficiently.

It offers faster loan approvals, digital onboarding, multi-channel access, and personalized services, enhancing the overall customer experience.

Yes, it is designed to scale and handle high volumes of applications efficiently.

It follows best-in-class security practices, including data encryption, role-based access, and regular security updates.

Yes, it complies with GDPR and other relevant data privacy regulations.

Yes, FinnOne Neo® CAS is designed to comply with regional and international financial regulations.

It ensures data privacy through encryption, secure access controls, and compliance with global standards.

Yes, it includes fraud detection mechanisms like AI/ML-based pattern recognition and real-time checks.

The implementation timeline varies but typically takes 6–12 weeks, depending on the complexity and scope.

Comprehensive support includes project management, system setup, data migration, training, and post-implementation assistance.

Yes, Nucleus Software provides extensive training for users and administrators.

Nucleus Software offers 24/7 customer support and maintenance services to resolve issues quickly.

Yes, a demo version can be requested to explore the product’s features and capabilities.

Yes, it offers extensive customization to align with your unique business requirements.

Yes, it supports multiple languages for global usability.

Yes, it is highly scalable to meet your growing business demands.

Yes, FinnOne Neo® CAS supports multi-country operations with compliance to local regulations.

Yes, you can configure multi-level approval hierarchies based on your organization’s needs.

It is compatible with most modern systems and requires standard server and database configurations.

Yes, it offers mobile access for field agents and customers.

It is compatible with all major browsers, including Chrome, Firefox, Safari, and Edge.

No, maintenance requirements are minimal, and Nucleus Software provides ongoing support.

Currently, certain features are accessible offline, depending on configurations.

Key benefits include faster loan approvals, reduced operational costs, enhanced customer experience, and improved compliance.

It automates processes, eliminates redundancies, and enhances decision-making with advanced analytics.

The ROI depends on your business size and usage, but organizations typically see significant cost savings and faster time-to-market.

Yes, it provides tools for robust credit evaluation and real-time monitoring to reduce NPAs.

Yes, it supports predictive analytics for better decision-making and risk management.

Yes, regular updates are provided to enhance functionality and security.

Yes, AI/ML capabilities are embedded to enable intelligent decision-making and fraud detection.

Yes, new loan products can be configured easily to match your evolving business needs.

Currently, blockchain integration is under evaluation for future enhancements.

The roadmap includes advanced AI/ML features, blockchain support, and enhanced digital capabilities to meet emerging market needs.

Ready to take your Digital Transformation to the Next Level?