End-to-end Digital Lending & Transaction Banking Solutions - Nucleus Software

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations.

Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending.

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Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections.

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Islamic Finance

Interest Free Banking Governed by Shariah Principles.

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Automotive Lending

Advanced Automotive Lending Software for complete loan life cycle management.

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Digital Transaction Banking suite that is modular for a composable banking experience.

Integrated Transaction Banking Suite – FinnAxia®

FinnAxia®, End-to-end Global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade.

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Ensure responsible Lending with our API-backed products for easy & seamless connectivity to the financial ecosystem.

FinnOne Neo® mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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Payse®

An offline and online digital cash solution designed to democratize finance.

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Unleash Intelligent Decisioning & Automated Workflows

Improve productivity & enable sales via real time, personalised offers and automated credit decisions.

540+ APIs and modular products for a composable approach to banking & lending.

Corporate Lending

FinnOne Neo® for corporate banking is designed to ensure you stay a customer-centred corporate lender.

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Corporate Lending

FinnOne Neo® for corporate banking is designed to ensure you stay a customer-centred corporate lender.

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Retail Lending

FinnOne Neo® for retail banking helps digitize the complete lending lifecycle with smarter & faster credit decisions.

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Retail Lending

FinnOne Neo® for retail banking helps digitize the complete lending lifecycle with smarter & faster credit decisions.

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Islamic Finance

FinnOne Neo® for Islamic finance provides seamless Sharia compliant banking experiences to end customers.

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Islamic Finance

FinnOne Neo® for Islamic finance provides seamless Sharia compliant banking experiences to end customers.

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Transaction Banking

FinnAxia® optimally manages Receivables, Payments, Liquidity, Financial Supply Chains & Corporate Trade.

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Transaction Banking

FinnAxia® optimally manages Receivables, Payments, Liquidity, Financial Supply Chains & Corporate Trade.

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Financial Inclusion

Manage microfinance digital lending and small ticket transactions via technology that delivers faster, secure, and digitized access to microcredit, anytime, anywhere.

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Financial Inclusion

Manage microfinance digital lending and small ticket transactions via technology that delivers faster, secure, and digitized access to microcredit, anytime, anywhere.

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Services

Broad spectrum disruptive digital services to reduce total cost of ownership (TCO) and radically improve time to market.

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Services

Broad spectrum disruptive digital services to reduce total cost of ownership (TCO) and radically improve time to market.

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Corporate Lending

FinnOne Neo® for corporate banking is designed to ensure you stay a customer-centred corporate lender.

Know more Arrow pointing left and up

Retail Lending

FinnOne Neo® for retail banking helps digitize the complete lending lifecycle with smarter & faster credit decisions.

Know more Arrow pointing left and up

Islamic Finance

FinnOne Neo® for Islamic finance provides seamless Sharia compliant banking experiences to end customers.

Know more Arrow pointing left and up

Transaction Banking

FinnAxia® optimally manages Receivables, Payments, Liquidity, Financial Supply Chains & Corporate Trade.

Know more Arrow pointing left and up

Financial Inclusion

Manage microfinance digital lending and small ticket transactions via technology that delivers faster, secure, and digitized access to microcredit, anytime, anywhere.

Know more Arrow pointing left and up

Services

Broad spectrum disruptive digital services to reduce total cost of ownership (TCO) and radically improve time to market.

Know more Arrow pointing left and up

Transforming Banking Worldwide

2700

Lending product variants in use by customers

26M

Transactions processed per day

100+

Customers operate our customer acquisition system

95+

Customers operate our loan collection system

80+

Customers make use of our Loan Management System

1

New loan booked every second

Robust Technology Platform Designed to Deliver Excellence
Composable Architecture

Highly composable to enable growth for banks & financial institutions by sensing and responding to changes in business conditions, and reassembling business elements to rapidly seize market opportunities.

540+ Out-of-box APIs

Leading edge technology stack with a service oriented architecture driven by an API Center comprising 540+ APIs.

Tailored Deployment

Inherent resiliency, fully scalable & secure architecture across cloud and on-premise supported by best-in-class strategic technology partnerships.

Intelligent Structure

AI Powered smart platform designed to help build intelligent solutions to boost productivity, improve user experience, enhance security and take informed, intelligent decisions.

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Our partnership with Nucleus Software has been exceptional. For over 12 years, their lending platform, “FinnOne™, has been integral to our operations at Fidelity Life Financial Services (Pvt) Ltd, Zimbabwe, supporting critical functions such as customer acquisition, loan servicing, and collections management. Nucleus Software team provides continuous support, resolving issues and demonstrating expertise. Further, Nucleus Software continues to provide exceptional support, ensuring smooth operations for End-of-Day (EOD) and Beginning-of-Day (BOD) processes. Nucleus Software has proven to be a vital partner, offering domain expertise, and unwavering support. Their contributions have significantly enhanced our operational resilience and success. We recommend their services to any financial institution seeking a technology partner.

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Mr. Brighton Wesley
Managing Director, Fidelity Life Financial Services

Chola has been availing the services of Nucleus from 2006. Nucleus Software has been supporting Chola in its technological transformation over the past 18 years. Nucleus has supported us in the implementation of the Loan Management System, FinnOne Neo® and in refinement of its operations to meet regulatory standards. The integration of their flagship products, FinnOne™ and FinnOne Neo®, has helped Chola in meeting its business requirements. We look forward to continue our engagement with Nucleus Software to enable our customers to enter a better life.

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Mr. Mahesh Madhukar Waikar
Executive VP & Head - Operation, Cholamandalam Finance

Nucleus Software has been rendering its services and supporting Chola’s digital transformation from 2006. The offering of Loan Management Systems like FinnOne and FinnOne Neo® by Nucleus Software has helped Chola in the launching of new loan products and offering of excellent customer service. We look forward to the continuous engagement with Nucleus Software for maintaining the high standards in our customer service.

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Mr. Durgaprasad Swaminathan
Executive VP & CIO, Cholamandalam Finance

Our journey with Nucleus Software has been a cornerstone of our growth and success for over 13 remarkable years, beginning in 2011. Throughout this time, their unwavering commitment to excellence and innovation has been a constant source of inspiration and support for us. The Nucleus Software team has been pivotal in deploying and optimizing a range of critical solutions spanning the loan life cycle. Their proactive approach and heartfelt dedication have not only streamlined our processes but also enriched our operational efficiency. We deeply cherish the responsive and professional support they provide, which has been a bedrock of our ongoing success. As we look to the future, we are excited and eager to continue building on this strong foundation and exploring new horizons of innovation and improvement together. With Nucleus Software by our side, we are confident that we will achieve new milestones and create even more impactful stories of success. Their expertise and unwavering support will always be a vital part of our journey.

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Mr. K Siddharth
COO, Fedbank Financial Services Ltd.

Bank of Sydney successfully leveraged the FinnOne Neo® CAS product to automate and streamline our manual credit processes with an end-to-end workflow. This led to quicker turnaround times and an enhanced, seamless customer experience. The outcome was immensely valuable for our customers and also team. FinnOne Neo CAS® significantly improved the customer experience by providing transparency into every stage of the lending lifecycle. Customers were now notified at each step of the workflow, enhancing their engagement. Furthermore, the solution elevated our team's experience by offering transparent and customized reporting capabilities. Our experience collaborating with Nucleus Software was positive, particularly given it was during the challenging Covid period. The Team showed unwavering commitment and support throughout the project which was greatly appreciated."

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Ms. Diana Sitnikoski
Chief Credit Operations, Bank of Sydney

World Financial Innovation Series (WFIS) 2024, Indonesia
Singapore FinTech Festival 2024
SFF 2024 brings together the global FinTech community to engage, connect, and collaborate on issues relating to the development of financial services, public policy, and technology.
Future of Financial Services 2024, Sydney
The Future of Financial Services is the one-stop source for technology and innovation in Australia’s banking and financial services sector, and one of the largest in the Southern Hemisphere.
Auto Finance Summit 2024, Las Vegas
24th Auto Finance Summit served as a convergence point for auto lending and leasing professionals, allowing them to immerse themselves in progressive technology and strategic foresight.
Middle East Banking Innovation Summit (MEBIS) 2024
MEBIS will bring together more than 400 senior bankers from across the Middle East region. The primary objective of this summit is to explore the latest advancements in banking and fintech sectors.
FIBAC 2024: Banking for a Viksit Bharat
FIBAC 2024, organized by FICCI and IBA, is India's leading banking conference. With the theme "Banking for a Viksit Bharat," this flagship event gathers industry leaders and global experts to discuss key trends, strategies, and the future roadmap for India's banking sector.
Nucleus Software Presents Banking Transformation Summit 2.0
Banking leaders take center stage on CNBC TV18 to share their expertise on advancements, real-world lessons, and insights in the banking and fintech space.
Global Fintech Fest (GFF) 2024: Next Decade of Finance
Nucleus Software participated as a Gold Partner at the prestigious Global Fintech Fest 2024 in Mumbai. Discover how we're contributing to responsible AI, inclusivity, and resilience in the financial services sector.
Discover more

Our partnership with Nucleus Software has been exceptional. For over 12 years, their lending platform, “FinnOne™, has been integral to our operations at Fidelity Life Financial Services (Pvt) Ltd, Zimbabwe, supporting critical functions such as customer acquisition, loan servicing, and collections management. Nucleus Software team provides continuous support, resolving issues and demonstrating expertise. Further, Nucleus Software continues to provide exceptional support, ensuring smooth operations for End-of-Day (EOD) and Beginning-of-Day (BOD) processes. Nucleus Software has proven to be a vital partner, offering domain expertise, and unwavering support. Their contributions have significantly enhanced our operational resilience and success. We recommend their services to any financial institution seeking a technology partner.

brand
Mr. Brighton Wesley
Managing Director, Fidelity Life Financial Services

Chola has been availing the services of Nucleus from 2006. Nucleus Software has been supporting Chola in its technological transformation over the past 18 years. Nucleus has supported us in the implementation of the Loan Management System, FinnOne Neo® and in refinement of its operations to meet regulatory standards. The integration of their flagship products, FinnOne™ and FinnOne Neo®, has helped Chola in meeting its business requirements. We look forward to continue our engagement with Nucleus Software to enable our customers to enter a better life.

brand
Mr. Mahesh Madhukar Waikar
Executive VP & Head - Operation, Cholamandalam Finance

Nucleus Software has been rendering its services and supporting Chola’s digital transformation from 2006. The offering of Loan Management Systems like FinnOne and FinnOne Neo® by Nucleus Software has helped Chola in the launching of new loan products and offering of excellent customer service. We look forward to the continuous engagement with Nucleus Software for maintaining the high standards in our customer service.

brand
Mr. Durgaprasad Swaminathan
Executive VP & CIO, Cholamandalam Finance

Our journey with Nucleus Software has been a cornerstone of our growth and success for over 13 remarkable years, beginning in 2011. Throughout this time, their unwavering commitment to excellence and innovation has been a constant source of inspiration and support for us. The Nucleus Software team has been pivotal in deploying and optimizing a range of critical solutions spanning the loan life cycle. Their proactive approach and heartfelt dedication have not only streamlined our processes but also enriched our operational efficiency. We deeply cherish the responsive and professional support they provide, which has been a bedrock of our ongoing success. As we look to the future, we are excited and eager to continue building on this strong foundation and exploring new horizons of innovation and improvement together. With Nucleus Software by our side, we are confident that we will achieve new milestones and create even more impactful stories of success. Their expertise and unwavering support will always be a vital part of our journey.

brand
Mr. K Siddharth
COO, Fedbank Financial Services Ltd.

Bank of Sydney successfully leveraged the FinnOne Neo® CAS product to automate and streamline our manual credit processes with an end-to-end workflow. This led to quicker turnaround times and an enhanced, seamless customer experience. The outcome was immensely valuable for our customers and also team. FinnOne Neo CAS® significantly improved the customer experience by providing transparency into every stage of the lending lifecycle. Customers were now notified at each step of the workflow, enhancing their engagement. Furthermore, the solution elevated our team's experience by offering transparent and customized reporting capabilities. Our experience collaborating with Nucleus Software was positive, particularly given it was during the challenging Covid period. The Team showed unwavering commitment and support throughout the project which was greatly appreciated."

brand
Ms. Diana Sitnikoski
Chief Credit Operations, Bank of Sydney

"Our digital journey in lending services was a necessary evolution. Nucleus Software's Cloud Digital Lending platform seamlessly aligns with our business requirements, empowering our workforce to expand our outreach and deliver the necessary customer experience. Their FinnOne Neo® platform, with its out-of-the-box integrations, facilitated interfaces with our ERP and other business applications including mobility solutions; we now offer a readymade solution that guides customers through their entire loan life cycle. This not only reduces turnaround times (TAT) but also fuels our growth, bringing us closer to our vision of providing affordable housing finance to underserved low-income households, with a special focus on women members.Our collaboration with the Nucleus Software team has been fruitful. They provided the necessary uptime support and consistently demonstrated proactive optimization of processes, keeping automation in focus while upholding commitments to all our stakeholders."

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Rajesh Soi
CTO, SEWA Grih Rin Limited

"Mr. Gaurav Sharma, Chief Technology Officer, L&T Financial Services India, shares his experience of gaining an edge in the Corporate Lending business with the power of technology from Nucleus Software."

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Mr. Gaurav Sharma
Chief Technology Officer, L&T Financial Services India

"EastWest, more formally known as East West Banking Corporation, is the eleventh largest bank in the Philippines in terms of asset size. One of the main reasons for EastWest’s steady growth has been the emphasis on a robust IT framework. “Nucleus Software’s FinnOne has been the IT backbone for the Bank’s lending business due to its high configurability and scalability. We are very happy with the lending platform and the amazing customer connect that is offered by the company. Our relationship with Nucleus reflects a unique partnership of two value-based cultures that share a focus on end-customer enablement and we look forward to continuing this long term engagement with the company."

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Mr. Rick M. Pusag
Chief Information Officer, EastWest Bank, Philippines

"Mr. Ngo Quang Trung, CEO, Viet Capital Bank shares his experiences of successful digital transformation in retail and corporate lending business with Nucleus software’s market leading digital lending platform FinnOne Neo. He explains how FinnOne Neo enabled paper-less operations, offered faster processing and automated lending operations."

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Mr. Ngo Quang Trung
CEO, Viet Capital Bank

"As a SME-focused bank, BRAC Bank always strives to cater to the evolving needs of the grassroots SME business owners. Aligned with the mission, with our new Supply Chain Finance solution developed by Nucleus Software, we will be able to help businesses keep pace with competitive and fast-changing business landscape through seamless and faster financing support. The solution will fast track financing with digital tools, immensely benefiting the SMEs. At BRAC Bank, the solution will ensure faster service delivery and enhance efficiency and productivity and expand outreach. We will continue to adopt best-in-class technology to serve our customers better."

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Mr. Selim R. F. Hussain
Managing Director & CEO of BRAC Bank, Bangladesh
World Financial Innovation Series (WFIS) 2024, Indonesia
Singapore FinTech Festival 2024
SFF 2024 brings together the global FinTech community to engage, connect, and collaborate on issues relating to the development of financial services, public policy, and technology.
Future of Financial Services 2024, Sydney
The Future of Financial Services is the one-stop source for technology and innovation in Australia’s banking and financial services sector, and one of the largest in the Southern Hemisphere.
Auto Finance Summit 2024, Las Vegas
24th Auto Finance Summit served as a convergence point for auto lending and leasing professionals, allowing them to immerse themselves in progressive technology and strategic foresight.
Middle East Banking Innovation Summit (MEBIS) 2024
MEBIS will bring together more than 400 senior bankers from across the Middle East region. The primary objective of this summit is to explore the latest advancements in banking and fintech sectors.
FIBAC 2024: Banking for a Viksit Bharat
FIBAC 2024, organized by FICCI and IBA, is India's leading banking conference. With the theme "Banking for a Viksit Bharat," this flagship event gathers industry leaders and global experts to discuss key trends, strategies, and the future roadmap for India's banking sector.
Nucleus Software Presents Banking Transformation Summit 2.0
Banking leaders take center stage on CNBC TV18 to share their expertise on advancements, real-world lessons, and insights in the banking and fintech space.
Global Fintech Fest (GFF) 2024: Next Decade of Finance
Nucleus Software participated as a Gold Partner at the prestigious Global Fintech Fest 2024 in Mumbai. Discover how we're contributing to responsible AI, inclusivity, and resilience in the financial services sector.

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