Nucleus Software Celebrates 30 Years of Innovation in Banking and Financial Services

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Automotive Lending

Advanced Automotive Lending Software for complete loan life cycle management

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia®

FinnAxia®, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo® mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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An offline and online digital cash solution designed to democratize finance.

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Nucleus Software Celebrates 30 Years of Successfully Creating Intellectual Property

December 8, 2022

  • 75% of India’s retail loans are either originated, serviced or collected using company’s lending products.
  • Continues to play a major role in making India Atmanirbhar, by providing the Indian financial industry an Indian origin Intellectual Property.
  • Lays down foundation to revolutionize lending and banking in the new-verse world.

Nucleus Software, a software product company that provides lending and transaction banking productsto global financial services industry, today announced 30 years of successfully creating IntellectualProperty (IP) in the banking and financial services space. With an objective to create a piece of softwarethat was wholly designed, architect-ed and built from Indian soil, the company’s software today powersthe operations of more than 200 Financial Institutions in over 50 countries with digitised lending andtransaction banking digital solution across multiple lines of businesses.

Commenting on the occasion, Vishnu Dusad, Co-founder & Managing Director, Nucleus Software Exports Ltd. said, “Today, it is indeed a proud moment for each and every one at the Nucleus Software family.What started as a quest to build an IP from Indian soil, our passion for innovating within compliance toregulatory boundaries enabled us to deliver world-class products from India across the globe. Havingwitnessed constant evolution of market dynamics in the industry during the last three decades, we continueto combine our deep expertise with market need thereby building long lasting partnerships with financialinstitutions globally.”

Known for its cutting-edge technology, Nucleus Software has been able to deliver invaluable cost andservice benefits to its customers in India and overseas. While it’s 10-time award-winning lending productprovide end-to-end solutions, thereby reshaping the future of lending, its transaction suite have aidedinstitutions in their digital evolution by enabling them to offer efficient and innovative global paymentsand receivables, liquidity management and business internet banking services. Additionally, with an aimto democratize money, Nucleus Software designed the world’s first online & offline digital paymentsolution thereby making banking services available to the unbanked in remote geographies.

“In sync with India’s vision of digitizing the businesses and banking the unbanked, we continue to play amajor role in making India Atmanirbhar by providing the Indian financial industry an Indian origin IP.Enabling banks and FIs maintain record of 26 MN transactions every day, our IP has not only filled thegap in the lending industry but also aided boost our country’s economy. With a vision of making an INR100 loan possible and profitable, we continue to strive every day to address the banking requirements ofpeople at the bottom of the pyramid,” added Mr. Dusad.

As the company enters into the age of fintech disruption, Mr. Dusad said,” Today, the new agefintechs have disrupted the way money moves. Hence with an objective to empower traditional yetinnovative banks and FIs at par with coming age companies which are at the intersection of banking andtechnology, we hereby commit to develop products that will unleash a new-verse of banking.”

Being one of the first few Indian companies to leverage the application of Lean Manufacturing conceptsto IT, the company is embarking on a journey to revolutionise Banking by delivering value to endcustomers in an accelerated manner. To this effect, the company has facilitated flow of transaction andlending and intends to partner with its banking and FI customers to redefine banking deliverables witha sharp and focussed view of existing data keeping Data Privacy compliance in check.

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About Nucleus Software

Nucleus Software Exports Ltd. Is a publicly traded (BSE: 531209, NSE: NUCLEUS), software product company that provides lending and transaction banking products to global financial leaders.

Nucleus Software delivers disruptive Fintech Solutions to 200+ Banks and Financial Institutions across 50 countries supporting Retail, Corporate & SME Finance, Islamic Finance, Automotive Finance, Captive Automotive Finance, Cash Management, Mobile & Internet Banking, Transaction Banking and more. We facilitate over 26 million transactions each day through our globally integrated transaction banking platform. Our lending platform manages US $ 500 billion of loans in India alone, and over US $700 billion of loans globally other than India, while enabling 500,000+ users to log in daily.

Our Flagship Products FinnOne Neo® and FinnAxia® are backed by 3 decades of BFSI domain expertise and an inbuilt AI powered platform to realize the digital transformation goals of FIs worldwide.

  1. FinnOne Neo®: The next-generation digital lending platform, designed to revolutionize the lending process. FinnOne Neo® is built on an advanced technology platform, empowering financial institutions to streamline their lending operations, enhance customer experiences, and drive business growth.
  2. FinnAxia®: An integrated global transaction banking suite, trusted by banks worldwide to optimize their transaction banking processes. With FinnAxia®, financial institutions can efficiently manage their cash management, trade finance, liquidity management, and other transaction banking activities on a single platform, thereby improving operational efficiency, visibility, and enhancing client relationships.
  3. PaySe®: The world’s first online and offline digital payment solution, created with the vision to democratize money. This innovative payment solution offers users a seamless and convenient way to conduct digital transactions, both online and offline, facilitating financial inclusion and empowering individuals and businesses.
  4. Nucleus Software Services: Our comprehensive suite of services is tailored to assist banks and financial institutions in their digital transformation journey and maintain an optimal technology infrastructure. Through Nucleus Software Services, we offer a holistic approach to digital transformation, enabling organizations to deliver seamless customer experiences, achieve operational and cost efficiencies, and gain actionable insights to drive strategic decision-making.

These offerings collectively underline Nucleus Software’s commitment to driving innovation and empowering financial institutions to thrive in an increasingly digital world.

For Media related information, please contact:
Deepika Gulabani
Corporate Communications
Phone: +91-9310334963