Nucleus Software

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia™

FinnAxia™, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo™ mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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An offline and online digital cash solution designed to democratize finance.

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Nucleus Software, the leading provider of lending and transaction banking product solutions sees a strong growth in its financials due to sustained value delivery while announcing its Q3 results (2022-23)

February 15, 2023

➢ Revenue in Q3 2022-23 at Rs.169.33 Crore on a consolidated basis
➢ PAT in Q3 2022-23 at Rs. 38.34 Crore on a consolidated basis
➢ EPS at Rs. 14.40 on a standalone basis and Rs. 14.32 on a consolidated basis

Nucleus Software, the BSE & NSE listed, leading provider of lending and transaction banking solutions to
the global financial services industry, sees lower attrition and steady growth in its financials while
announcing its financial results for the Quarter ended December 31 st ,2022.

The revenues on a consolidated basis, are at Rs. 169.33 Crore for the quarter ended December 31 st ,2022,
as against Rs. 121.59 Crore in Q3 of 2021-22.

PAT in Q3 of 2022-23 stood at Rs.38.56 Crore on a standalone basis as against
Rs. 8.82 Crore in Q3 of 2021-22. The PAT on consolidated basis was at Rs. 38.34 Crore,
as against Rs. 8.04 Crore in Q3 of 2021-22.

The basic EPS on standalone basis during this period was Rs. 14.40 as against Rs. 3.04 in 2021-22.
The EPS on consolidated basis stood at Rs. 14.32 in Q3 of 2022-23 as against Rs. 2.77 in Q3 of 2021-22.

“We are celebrating a milestone of completing 30 years of creating Intellectual Property on Indian Soil.
Our focus over the past three decades has been to ensure that our customers’ needs are met through
state-of-the-art technology solutions and customer service. We have successfully digitized our nation’s
lending technologies at an accelerated pace at various stages starting from manual to digital or mainframe
systems to modern tech stacks. This sustained value delivery is our core strength and our customers
have been a huge part of our Indian IP Journey. Their confidence in our product and services is reflecting
in our books. We are continuously innovating to bring the latest technological solutions to our customers
to enable them adapt to the constantly evolving financial landscape”, says Mr. Vishnu R Dusad, MD, Nucleus Software.

“We are taking up strategic initiatives to implement our Indian IP solutions to reach customers within
India and overseas markets, where we have successfully demonstrated our capabilities and also in strategic
markets where our product and solutions will play a major role in digitally transforming the
banking landscape”, says Mr. Parag Bhise, CEO, Nucleus Software.

About Nucleus Software

Nucleus Software Exports Ltd. is a publicly traded (BSE: 531209, NSE: NUCLEUS), software product company that provides lending and transaction banking products to global financial leaders.

Nucleus Software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. Its products facilitate more than 26 million transactions each day, managing over US $ 500 billion of loans and enabling more than 500,000 users logging in daily.

Nucleus Software’s flagship products, built on the latest technology are:

FinnOne NEO™ : The next-generation digital lending solution that is built on an advanced technology platform.
FinnAxia™ : An integrated global transaction banking solution used by banks worldwide.
PaySe™ : The world’s first online & offline digital payment solution created with an aim to democratize money.

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For Media related information, please contact:

Deepika Gulabani
Corporate Communications
Phone: +91-9910093430