Nucleus Software

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia™

FinnAxia™, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo™ mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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An offline and online digital cash solution designed to democratize finance.

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Nucleus Software announces Q3 2021-22 results

February 8, 2022

● Revenues in Q3 2021-22 at Rs.121.59 Crores on a consolidated basis
● PAT in Q3 2021-22 at Rs. 8.04 Crores on a consolidated basis
● EPS at Rs. 3.04 on a standalone basis and Rs. 2.77 on a consolidated basis

Delhi, February 8, 2022: Nucleus Software, the BSE & NSE listed, India’s leading provider of lending and transaction banking solutions to the global financial services industry, announced its financial results on February 7, 2022 for the quarter ended December 31, 2021. Reinforcing their commitment to drive the digital transformation of the BFSI industry, the company is continuing to invest heavily in talent and futuristic technologies to ensure long term growth.

Highlights of the Quarter Ended December 31st, 2021:
● Revenue at Rs.121.59 crores, -2% YoY
● Operating Margin at 4.43%; 0.34% QoQ, -16.64% YoY
● Net Income at Rs. 8.04 crores, -68% YoY | Net Margin at 6.6%

Commenting on the quarter results, Mr. Vishnu R Dusad, Managing Director, Nucleus Software, said: “This is one of those unique years, when despite the huge turbulences in the environment, we have taken some of the strongest and boldest steps to continue building strength for all our stakeholders. We have continued to innovate for our customers coming out with brilliant six monthly releases, full of ultra-flexible ultra-rich functionalities. Opportunities for all the Nucleites to continue growing to the best of their abilities have been further enhanced during the period. Likewise for our shareholders we have completed a Buyback, that is the biggest so far, in the process ensuring that all our stakeholders’ interests are taken care of. “

Mr. Parag Bhise, Chief Executive Officer, Nucleus Software, said: “While it continued to be another tough Quarter, I am happy to share that we have been able to recruit a large number of freshers and they are at various stages of onboarding including many who have started to contribute to our deliveries and thus to the topline. We are otherwise experiencing good traction from the market, both with our existing as well as new customers and we have a sizeable work in hand as well as a strong pipeline. With many initiatives taken in this quarter to strengthen both the security and helping Nucleites in upgrading the skills and knowledge by providing them with better working environment, we are expecting significant productivity gains to come in, in the coming quarters.”

About Nucleus Software

Nucleus Software Exports Ltd. is a publicly traded (BSE: 531209, NSE: NUCLEUS), software product company that provides lending and transaction banking products to global financial leaders.

Nucleus Software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. Its products facilitate more than 26 million transactions each day, managing over US $ 500 billion of loans and enabling more than 500,000 users logging in daily.

Nucleus Software’s flagship products, built on the latest technology are:

FinnOne NEO™ : The next-generation digital lending solution that is built on an advanced technology platform.
FinnAxia™ : An integrated global transaction banking solution used by banks worldwide.
PaySe™ : The world’s first online & offline digital payment solution created with an aim to democratize money.

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For Media related information, please contact:

Deepika Gulabani
Corporate Communications
Phone: +91-9910093430