Nucleus Software

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia™

FinnAxia™, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo™ mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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An offline and online digital cash solution designed to democratize finance.

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Nucleus Software Reports Quantum Growth of 27.61% YoY in FY 2022-23.

May 18, 2023

Key Highlights of the Consolidated Financial Performance for FY 2022-23

➢ Revenues in FY 2022-23 at Rs. 634.46 Crores on a consolidated basis, a growth of 27.61% YoY
➢ EBIDTA in FY 2022-23 at Rs.155.75 Crores on a consolidated basis, a growth of 329.98% YoY
➢ PAT in FY 2022-23 at Rs.127.79 Crores on a consolidated basis, a growth of 212.37% YoY
➢ EPS at Rs. 47.73 on a consolidated basis

KeyHighlights of the Q4 2022-23

➢ Revenues in Q4 2022-23 at Rs. 206.20 Crores on a consolidated basis, a growth of 21.77%
➢ EBIDTA in Q4 2022-23 at Rs. 82.48 Crores on a consolidated basis, a growth of 73.25% QoQ

➢ PAT in Q4 2022-23 at Rs. 67.65 Crores on a consolidated basis, a growth of 76.45% QoQ

Nucleus Software, the BSE & NSE listed, India’s leading provider of lending and transaction
banking solutions to the global financial services industry, announced its financial results on May 26, 2023, for the fourth quarter and the full financial year 2022-23 ended on March 31,2023.

”We are pleased to announce that our financial results for the fourth quarter and the fullfinancial year are showing alignment with our evolving business goals. We have come a longway, having completed 30 years of creating an Indian IP product, wholly designed, architected,and built on Indian soil. Three decades later, we can proudly say that more than ~500 Bn USDof retail assets are either originated, serviced, or collected using our products. We celebratedthis proud journey last fiscal year with our esteemed customers, many of them beingassociated with us since our inception.

Our innovative solutions for the BFSI industry are built with a composable architecture,enabling us to keep pace with the ever-evolving needs of our customers. This intent is reflected in our financial performance as well. I am also delighted to share that we have recently beenawarded two patents for our first offline and online Financial Inclusion platform. It always givesus so much joy to witness continuously increasing appreciation from our customers,recognizing the business value derived on our IP and customer centricity,” said Mr. Vishnu RDusad, MD, Nucleus Software.

In the upcoming fiscal year, Nucleus Software will continue focusing on their commitment of developing solutions and products for the Banking, Financial Services, and Insurance (BFSI) sector, with a strong emphasis on delivering substantial value at a competitive price. The company will continue to focus on customer centricity, with the objective of catering to distinct industry demands to effectively meet the evolving needs of our customers.

“Our journey through these three decades would not have been possible without the invaluable support of our customers, who we value as our trusted partners. We extend our heartfelt gratitude to our customers for their unwavering support and appreciation. They have played an integral role in our growth journey, just as we have in theirs. We deeply appreciate their
recognition of the business value generated through our IP forged on Indian soil, and our various innovative solutions. Moving forward, we will remain committed to assisting them in their transformation and growth endeavors by delivering our cutting-edge solutions that set industry standards,” Mr. Dusad further added.

In addition to bolstering our offerings and prioritizing customer satisfaction, Nucleus Software places great importance on employee engagement and experience. This steadfast focus on talent exemplifies our commitment to assembling and nurturing a highly skilled and devoted team capable of propelling innovation, providing outstanding customer service, and sustaining our company`s upward growth trajectory.

“We have successfully executed numerous implementations of our product suites in prominent financial institutions, enabling them to embrace the digital-first era. We strongly believe in nurturing young talent and providing them with opportunities to harness their full potential and build domain expertise, which contributes to our collective success. It is so exciting to witness our ex-Nucleites joining us back what we call as ‘Coming Home’. We are confident in our ability
to deliver innovative solutions and immense business value to our customers that drive a paradigm shift in the financial services industry,“ said Mr. Parag Bhise, CEO of Nucleus Software.

About Nucleus Software

Nucleus Software Exports Ltd. is a publicly traded (BSE: 531209, NSE: NUCLEUS), software product company that provides lending and transaction banking products to global financial leaders.

Nucleus Software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. Its products facilitate more than 26 million transactions each day, managing over US $ 500 billion of loans and enabling more than 500,000 users logging in daily.

Nucleus Software’s flagship products, built on the latest technology are:

FinnOne NEO™ : The next-generation digital lending solution that is built on an advanced technology platform.
FinnAxia™ : An integrated global transaction banking solution used by banks worldwide.
PaySe™ : The world’s first online & offline digital payment solution created with an aim to democratize money.

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For Media related information, please contact:

Deepika Gulabani
Corporate Communications
Phone: +91-9910093430