Provide Easy, Fast, and Digitized Access to Microcredit, Anytime, Anywhere

Latest technology stack comprising service-oriented architecture, addressing all concerns of robustness, scalability & usability.

Android based native mobile app for sales field staff, credit, and operations teams to manage business remotely.

Powerful back-end system for single source of truth and underwriting.

Unique Product Features for a Composable Approach to Microfinance Lending

Microfinance companies can perform paperless data sourcing, real time application submission, instant verification, and provide credit grading on a single mobile application.

Faster, Digitized Origination

Offers access based on user profile which includes:

1. Loan sourcing by sales teams.
2. Verification by agents.
3. On-field credit grading by underwriters.
4. Disbursement credit counselling by disbursement officers.

Submit loan application in areas with limited internet connectivity.

Supports data entry in offline mode, which is synced when the mobile application returns to online mode.

Improve Efficiency, Optimize Cost

Minimize risk of fraudulent applications and ensure accurate data-entry.

1. Identity authentication and customer data-population via biometric based processes.
2. Enables facial similarity verification for customer IDs.

Ensure faster turnarounds for loan processing.

Easy connectivity with existing customer databases to identify duplicate entries.

Quick Decisions, Higher Reach

Microfinance companies make faster loan decisions at group or member level.

The application enables users to create groups such as

1. Self-help or joint liability groups.

Real-time dashboards enable easy monitoring, tracking and decision-making.