Digital Lending Software for Banks | Financial Institutions | Automotive Finance

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Automotive Lending

Advanced Automotive Lending Software for complete loan life cycle management

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia®

FinnAxia®, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo® mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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Payse®

An offline and online digital cash solution designed to democratize finance.

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Built to shape the future of lending

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

An end-to-end lending suite that transformed the business performance of over 200 financial institutions across 50 countries

Digitizes the complete lending lifecycle with smarter & faster credit decisions

Accelerates go-to-market to enable you keep pace with rapidly changing market dynamics

460+ API’s for a seamless composable experience

Supports both cloud & on-premises deployments

Robust with inherent resiliency & agnostic by design, built with a unique scalable architecture

Enhance customer reach and reduce TAT with digital channels

On-board customers faster, deliver better customer journeys and simplify collection processes for agents

Reduce processing time with paperless applications, provide instant acknowledgement and resolution of customer queries

Incorporate automated credit checks, bank statement analysis and customer identity verifications on the go

Learn more about our lending solution

Drive revenue growth and compliance

Growth

Facilitate complex credit decisioning and streamline capturing of data to drive growth through multiple lines of business

Customer acquisition

Automation of eligibility parameters and third-party integration for qualitative and quantitative analysis

Business diversification

Ease of creation of new products within the multiple lines of business for lending

Reliability

Rich domain expertise and highly robust technology to navigate deeper due diligence required to manage loans

Robust technology

Flexibility in designing customised modules to incorporate changes and growth of business

Easy configurability

Accommodate business uncertainties with easy configuration of services like contract term changes, disbursements, tenures and more

Efficiency

Sophisticated solution for digitisation and risk assessment thus reducing service time through faster decision making

Faster compliance

Seamless integration of credit bureau services for optimizing the credit appraisal process

Easy risk tracking

Strengthens risk management capabilities of lenders using risk analysis techniques such as early warning signal detectors for NPA

Transforming banking worldwide

2700

Lending product variants in use by customers

26M

Transactions processed per day

100+

Customers using Customer Acquisition System

95+

Customers using Loan Collection System

80+

Customers using Loan Management System

Discover lending solutions that deliver exceptional value

Corporate Lending

Enhanced agility via digitizing SME and corporate lending

Learn more

Corporate Lending

Enhanced agility via digitizing SME and corporate lending

Learn more

Retail Lending

End-to-end digital lending across the entire loan lifecycle of origination, servicing and collections

Learn more

Retail Lending

End-to-end digital lending across the entire loan lifecycle of origination, servicing and collections

Learn more

Islamic Lending

Interest free banking governed by Sharia principles

Learn more

Islamic Lending

Interest free banking governed by Sharia principles

Learn more

Corporate Lending

Enhanced agility via digitizing SME and corporate lending

Learn more

Retail Lending

End-to-end digital lending across the entire loan lifecycle of origination, servicing and collections

Learn more

Islamic Lending

Interest free banking governed by Sharia principles

Learn more
Discover more

"Our digital journey in lending services was a necessary evolution. Nucleus Software's Cloud Digital Lending platform seamlessly aligns with our business requirements, empowering our workforce to expand our outreach and deliver the necessary customer experience. Their FinnOne Neo® platform, with its out-of-the-box integrations, facilitated interfaces with our ERP and other business applications including mobility solutions; we now offer a readymade solution that guides customers through their entire loan life cycle. This not only reduces turnaround times (TAT) but also fuels our growth, bringing us closer to our vision of providing affordable housing finance to underserved low-income households, with a special focus on women members. Our collaboration with the Nucleus Software team has been fruitful. They provided the necessary uptime support and consistently demonstrated proactive optimization of processes, keeping automation in focus while upholding commitments to all our stakeholders."

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Rajesh Soi
CTO, SEWA Grih Rin Limited

"Mr. Gaurav Sharma, Chief Technology Officer, L&T Financial Services India, shares his experience of gaining an edge in the Corporate Lending business with the power of technology from Nucleus Software."

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Mr. Gaurav Sharma
Chief Technology Officer, L&T Financial Services India

"EastWest, more formally known as East West Banking Corporation, is the eleventh largest bank in the Philippines in terms of asset size. One of the main reasons for EastWest’s steady growth has been the emphasis on a robust IT framework. “Nucleus Software’s FinnOne has been the IT backbone for the Bank’s lending business due to its high configurability and scalability. We are very happy with the lending platform and the amazing customer connect that is offered by the company. Our relationship with Nucleus reflects a unique partnership of two value-based cultures that share a focus on end-customer enablement and we look forward to continuing this long term engagement with the company."

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Mr. Rick M. Pusag
Chief Information Officer, EastWest Bank, Philippines

"Mr. Ngo Quang Trung, CEO, Viet Capital Bank shares his experiences of successful digital transformation in retail and corporate lending business with Nucleus software’s market leading digital lending platform FinnOne Neo. He explains how FinnOne Neo enabled paper-less operations, offered faster processing and automated lending operations."

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Mr. Ngo Quang Trung
CEO, Viet Capital Bank

“Over the years, customer aspirations have changed exponentially and every single time they have changed, Nucleus has responded with agility, speed, and comprehensiveness. Nucleus has empowered us to do better and become bigger. They have always ensured that we are enabled to serve our customers in a way they deserve to be served.”

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Mr. Anil Kaul
Managing Director, Tata Capital Housing Finance Limited

MENA BFSI LEADERS CONCLAVE 2024
Nucleus Software is participating in the MENA BFSI Leaders Conclave 2024 in Dubai, UAE, scheduled from 22 nd May to 23 rd May. This year’s theme is “Enabling a Human ‘o’ Tech Purpose Driven Contextual Ecosystem”
AUTO FINANCE SUMMIT EAST 2024, Nashville USA
We look forward to meeting you at the Auto Finance Summit East 2024 on May 1-3 in Nashville, USA. This event brings together auto lending and leasing professionals to explore progressive technology and strategic foresight.
Discover more

"Our digital journey in lending services was a necessary evolution. Nucleus Software's Cloud Digital Lending platform seamlessly aligns with our business requirements, empowering our workforce to expand our outreach and deliver the necessary customer experience. Their FinnOne Neo® platform, with its out-of-the-box integrations, facilitated interfaces with our ERP and other business applications including mobility solutions; we now offer a readymade solution that guides customers through their entire loan life cycle. This not only reduces turnaround times (TAT) but also fuels our growth, bringing us closer to our vision of providing affordable housing finance to underserved low-income households, with a special focus on women members. Our collaboration with the Nucleus Software team has been fruitful. They provided the necessary uptime support and consistently demonstrated proactive optimization of processes, keeping automation in focus while upholding commitments to all our stakeholders."

brand
Rajesh Soi
CTO, SEWA Grih Rin Limited

"Mr. Gaurav Sharma, Chief Technology Officer, L&T Financial Services India, shares his experience of gaining an edge in the Corporate Lending business with the power of technology from Nucleus Software."

brand
Mr. Gaurav Sharma
Chief Technology Officer, L&T Financial Services India

"EastWest, more formally known as East West Banking Corporation, is the eleventh largest bank in the Philippines in terms of asset size. One of the main reasons for EastWest’s steady growth has been the emphasis on a robust IT framework. “Nucleus Software’s FinnOne has been the IT backbone for the Bank’s lending business due to its high configurability and scalability. We are very happy with the lending platform and the amazing customer connect that is offered by the company. Our relationship with Nucleus reflects a unique partnership of two value-based cultures that share a focus on end-customer enablement and we look forward to continuing this long term engagement with the company."

brand
Mr. Rick M. Pusag
Chief Information Officer, EastWest Bank, Philippines

"Mr. Ngo Quang Trung, CEO, Viet Capital Bank shares his experiences of successful digital transformation in retail and corporate lending business with Nucleus software’s market leading digital lending platform FinnOne Neo. He explains how FinnOne Neo enabled paper-less operations, offered faster processing and automated lending operations."

brand
Mr. Ngo Quang Trung
CEO, Viet Capital Bank

“Over the years, customer aspirations have changed exponentially and every single time they have changed, Nucleus has responded with agility, speed, and comprehensiveness. Nucleus has empowered us to do better and become bigger. They have always ensured that we are enabled to serve our customers in a way they deserve to be served.”

brand
Mr. Anil Kaul
Managing Director, Tata Capital Housing Finance Limited

“We were the 1st bank in India to launch the FinnOne Neo® product, and FinnOne Neo® has met many of our customer's growing requirements, especially in the area of mortgages. During Covid times, Nucleus helped us with additional features for the moratorium and these features were incredibly helpful to cater to the much-needed requirements, as far as the regulators and other stakeholders were concerned. Nucleus has always helped us in resolving challenges such that our customer service is never impacted.”

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Mr. Venkatesh R
President & Head Operations, Technology and Human Resources & CIO, DCB Bank
MENA BFSI LEADERS CONCLAVE 2024
Nucleus Software is participating in the MENA BFSI Leaders Conclave 2024 in Dubai, UAE, scheduled from 22 nd May to 23 rd May. This year’s theme is “Enabling a Human ‘o’ Tech Purpose Driven Contextual Ecosystem”
AUTO FINANCE SUMMIT EAST 2024, Nashville USA
We look forward to meeting you at the Auto Finance Summit East 2024 on May 1-3 in Nashville, USA. This event brings together auto lending and leasing professionals to explore progressive technology and strategic foresight.

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