Nucleus Software Recognised in 2025 Gartner® Report on How Bank CIOs Can Apply Predictive AI and Synthetic Data to Enhance Risk Assessment in Lending

Nucleus Software, a global provider of end-to-end digital lending and transaction banking solutions, has been named as a representative vendor in 2025 Gartner’s Report on “How Bank CIOs Can Apply Predictive AI and Synthetic Data to Enhance Risk Assessment in Lending”

AI powered lending transformation is accelerating globally as banks move toward more intelligent, transparent, and data driven credit decisioning. Gartner’s latest report on Predictive AI and Synthetic Data in Lending provides strategic guidance for CIOs evaluating next generation loan origination and risk assessment capabilities. This report outlines how banks can strengthen credit decisioning accuracy, improve underwriting efficiency, and expand access to underserved segments through modern AI techniques.

The report also highlights key industry directions, including:

• AI based confidence scoring to support underwriters with data driven recommendations aligned to internal credit policies.
• Synthetic data adoption to fill gaps in lending datasets and model new borrower segments responsibly.
• Predictive and generative AI for enhanced early warning signals, customer intent analysis, and optimized collections strategies.

Nucleus Software’s lending platform, FinnOne Neo®, empowers banks and NBFCs to modernize their credit lifecycle with an AI ready, API first architecture covering origination, onboarding, loan management, collections, and analytics. With capabilities such as AI based confidence scoring, intelligent underwriting assistance, predictive risk insights, and configurable decisioning workflows, FinnOne Neo® enables lenders to enhance credit accuracy, accelerate approvals, strengthen governance, and responsibly expand access to new customer segments.