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Mobile Self-Sourcing
Mobile Self Sourcing Software
FinnOne Neo Mobile Self-Sourcing (mApply) empowers bank’s loan customers to learn about the various loan products available with the bank and apply for loans digitally and instantly through their mobile phones. Customers can also track the loan application status, check their credit worthiness, and eventually get an approval on mobile. With the provision of pre-approved loan offers and instant primary approval on the applied loans, the mobile loan software significantly reduces the turn-around time and overhead expenditures on customer reach and support. The mobile application is available on both iOS and Android OS.
With superior authentication mechanisms, mApply provides a secure channel for customers to apply for loans through OTP based access and pin / fingerprint authentication based login. The mobile app substantially reduces the loan application time with minimal data entry related to income, expenses and real-time computation of loan eligibility. Loan offers can be displayed to customers on the basis of their eligibility.
We design, develop and configure computer hardware and software for banks and other organizations in the lending industry.
mApply mobile app is integrated with multiple FinTech applications such as KYC verification, driving license details check, voter ID data check and Aadhar data vault makes the process faster and enhances the user experience. Option of offline KYC, KYC OCR and eSign make the customer application journey completely seamless. mApply supports multiple LOBs such as consumer loans, consumer vehicle, credit cards, home loans, loan against property and personal finance. Customers can upload supporting documents on the mobile application and get their loans processed quickly and easily with straight through processing capabilities.
Business Benefits
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Enhanced business volume
Enhanced customer reach with self-sourcing -
Customer satisfaction
Instant in-principal loan approval to the customer -
Reduced turnaround time
Real-time application status check -
Reduced risk
Assess credit worthiness with credit bureaus -
Increased efficiency
Seamless Operations with minimum data entry
Key features
FinnOne Neo mApply includes the following features:
- Pre-approved offers
- New application self-sourcing
- Social networking based integration
- GPS based auto address capturing
- Document image upload
- Photo capture and e-signature
- Real-time submission to loan origination system
- Instant primary approval
- Email / SMS notifications
- Real-time application status check
- E-signature
- OS Supported: Android and iOS
- Integration for income tax records validation
- Integration for customer identity verification
- Digital mandate (E-mandate)
- Liability details from bureau
- Soft limit and hard limit based functionality
- Quick data entry through OCR for Passport, Voter ID, PAN & Aadhar card.
- e-signature facility for transaction letters
