Nucleus Software

An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations

Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections

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Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending

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Islamic Finance

Interest Free Banking Governed by Shariah Principles

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Digital transaction banking suite that is modular for a composable banking experience

Integrated Transaction Banking Suite – FinnAxia™

FinnAxia™, End-to-end global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade

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Ensure responsible lending with our API-backed products for easy & seamless connectivity to the financial ecosystem

FinnOne Neo™ mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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An offline and online digital cash solution designed to democratize finance.

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Nucleus Software, the leading provider of lending and transaction banking solutions to the global financial services industry, takes bold decision to ensure long term growth while announcing its Q1 results(2021-22)

August 12, 2021

  • Revenues in Q1 2021-22 at Rs. 108.44 Crore on a consolidated basis
  • PAT in Q1 2021-22 at Rs. 6 Crore on a consolidated basis
  • EPS at Rs. 2.08 on a standalone basis and Rs. 2.07 on a consolidated basis

Nucleus Software, the BSE & NSE listed, leading provider of lending and transaction banking solutions to the global financial services industry, has taken some extremely bold steps to ensure long term growth while announcing its financial results for the Quarter ended July 31, 2021.

The revenues on a consolidated basis, the revenues are at Rs. 108.44 Crore for the quarter ended July 31, 2021, as against Rs. 128.35 Crore in Q1 of 2020-21.

PAT in Q1 of 2021-22 stood at Rs. 6.05 crore on a standalone basis as against Rs. 35.55 crore in 2020-21. The PAT on consolidated basis was at 6 crores, as against Rs. 36.33 crore in Q1 of 2020-21.

The basic EPS on standalone basis during this period was Rs. 2.08 as against Rs. 12.24 in 2020-21. The EPS on consolidated basis stood at Rs. 2.07 in Q1 of 2021-22 as against Rs. 12.51 in Q1 of 2020-21.

“The second wave of Covid left almost every one of us scarred and at Nucleus we consider Nucleites(our employees as they are called) as not just a part of our team but our families. It was an extremely tough period for all of us. The other challenge that we as an industry are facing is that of industrywide attrition, due to huge increase in the digitization work to the country. To ensure that Nucleites continue to add value to our customers in uninterrupted manner we took some major steps. The compensation has been raised substantially. While this has affected our profitability, we are confident we will be able to get back to our standard profitability in not too distant a future. We believe that this is an investment for our future’, says Mr. Vishnu R Dusad, MD, Nucleus Software.

“While our Profits have been impacted due to the rise in personnel cost, with the business opportunities, shaping up, we are quite confident that we will be back on track”, says Mr. Parag Bhise, CEO, Nucleus Software.

About Nucleus Software

Nucleus Software Exports Ltd. is a publicly traded (BSE: 531209, NSE: NUCLEUS), software product company that provides lending and transaction banking products to global financial leaders.

Nucleus Software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. Its products facilitate more than 26 million transactions each day, managing over US $ 500 billion of loans and enabling more than 500,000 users logging in daily.

Nucleus Software’s flagship products, built on the latest technology are:

FinnOne NEO™ : The next-generation digital lending solution that is built on an advanced technology platform.
FinnAxia™ : An integrated global transaction banking solution used by banks worldwide.
PaySe™ : The world’s first online & offline digital payment solution created with an aim to democratize money.

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For Media related information, please contact:

Deepika Gulabani
Corporate Communications
Phone: +91-9910093430