Streamlining Transaction Banking for Corporates.
Simplify Collections. Strengthen Liquidity. Scale Confidently.
Learn moreAn advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations.
End-to-end digital lending across the entire lifecycle of origination, servicing & collections.
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Advanced Automotive Lending Software for complete loan life cycle management.
Learn moreDigital Transaction Banking suite that is modular for a composable banking experience.
FinnAxia®, End-to-end Global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade.
Learn moreModern Technology Platform to Engage and Empower Customers.
Built to Keep You Ahead

FinnOne Neo® GA 9.0 puts AI-powered Lending intelligence for every lending decision and NBFCs move faster by eliminating bottlenecks across origination, loan management, and collections.
Nucleus Software
FinnOne Neo® GA 9.0
Key Upgrades
Intelligence embedded across the lending lifecycle to help banks make faster, smarter, and more confident decisions.
Strengthen credit decisions with intelligent data analysis, enabling faster approvals, improved risk assessment, and greater consistency across lending operations.
Understand customer intent and engagement patterns to enable more personalized communication, improve collections effectiveness, and enhance customer experience.
Leverage customer behaviour and transaction patterns to identify potential repayment risks early, supporting proactive portfolio management.
Anticipate repayment challenges and empower collection teams with timely insights that help improve recovery outcomes.
Offer customers the convenience of repaying through their preferred digital payment channel. Support faster collections with a wide range of secure payment options designed to improve repayment success and customer experience.
Deliver multilingual, visual account statements that improve customer understanding, encourage self-service, and enhance engagement.
Access real-time dashboards and actionable insights that help teams monitor performance, identify trends, and make informed business decisions.
Accelerate onboarding, reduce risks, and deliver seamless customer journeys.
All while staying fully compliant.

Support compliance with the Digital Personal Data Protection (DPDP) Act through an Interface Consent Mechanism that enables secure, transparent, and auditable customer consent management.
Expand lending capabilities with enhanced support for Financial Accounting System (FAS), Co-Lending, Omni Loan, and Gold Loan processes, enabling banks to serve a broader range of lending products with greater operational efficiency.
Strengthen corporate and SME lending with facility-level enhancements that streamline workflows, improve credit processing, and support more complex business lending requirements.
Support compliance with the Digital Personal Data Protection (DPDP) Act through an Interface Consent Mechanism that enables secure, transparent, and auditable customer consent management.
Stay aligned with evolving regulatory requirements through enhancements that strengthen compliance, operational consistency, and processing efficiency for gold loan products.
Enable lending for Persons with Disabilities (PwD) with built-in support that helps financial institutions meet regulatory requirements while promoting greater financial inclusion.
Deliver an improved experience for the ANZ market through regional functional enhancements and a refreshed, intuitive user interface designed to simplify operations and improve productivity.
Reimagine loan servicing with AI-driven insights and API-enabled agility – ensuring zero downtime,
compliant repayments, operational efficiency, and deeply personalized borrower experiences.

Support secure and compliant closure of recurring payment mandates, improving governance, customer trust, and payment lifecycle management.
Automate sanctions screening through continuous monitoring and alerts, enabling faster risk identification, stronger compliance adherence, and reduced regulatory exposure.
Restrict selected payment channels to improve repayment discipline, reduce operational inefficiencies caused by repeated failures, and strengthen collections effectiveness.
Support front-loaded interest calculations required by specialized lending products while maintaining accuracy, compliance, and operational consistency.
Consolidate bureau information into unified borrower profiles, enabling stronger credit assessments, improved decision-making, and enhanced regulatory compliance.
Enable secure recurring payment setup through card and ACH channels, reducing missed payments while improving repayment consistency and customer convenience.
Support secure and compliant closure of recurring payment mandates, improving governance, customer trust, and payment lifecycle management.
Calculate interest based on actual outstanding balances, improving transparency, repayment accuracy, and customer benefit realization.
Optimize payment allocation during moratorium periods, improving principal reduction, recovery efficiency, and portfolio performance without compromising borrower flexibility.
Simplify distressed asset management through automated principal adjustment and repayment schedule regeneration, improving recovery outcomes and operational efficiency.
Allow parallel instrument processing to improve operational efficiency, reduce bottlenecks, and accelerate payment handling workflows.
Enable independent handling of subsequent disbursals, reducing operational delays and improving customer experience during fund releases.
Enhance recovery rates, empower agents, and build stronger borrower relationships.

Predict the likelihood of promise-to-pay commitments being broken before the due date, enabling proactive follow-up, better case prioritisation, and improved recovery outcomes.
Prevent conflicting recovery actions by coordinating case access across teams, improving operational transparency, accountability, and workflow consistency.
Offer customers a seamless digital repayment experience through multiple payment options, including QR codes, cards, bank transfers, and other locally supported payment methods, all managed through a single configurable collections interface.
Capture end-to-end activities performed by collections users, strengthening operational transparency, audit readiness, compliance, and performance oversight.
Configure repossession workflows to align with regional business practices and operational requirements, ensuring consistent execution across markets.
Support structured asset inspection, valuation, and recovery assessment before repossession, enabling informed decisions and maximising recovery value.
Provide collections users with visibility into customers' local time zones while ensuring outreach occurs only during permitted contact hours. Support effective engagement across regions while meeting regulatory and compliance requirements.
Maintain uninterrupted collections operations, including during end-of-day and batch processing windows, ensuring continuous system availability, higher productivity, and uninterrupted customer servicing.
Enhance recovery rates, empower agents, and build stronger borrower relationships.

Empower users with richer historical insights, automated reporting, and seamless navigation from dashboards to business workflows for faster decision-making.
Convert multiple image documents into a single PDF automatically, simplifying digital document processing and e-signature readiness.
Improve authentication reliability by identifying OTP messages separately, enabling communication partners to prioritize critical customer authentication requests.
Digitally capture and manage user signatures for automated insertion into communications, improving personalization, compliance, and operational efficiency.
Centralize stamp storage and reuse across business documents, improving consistency, reducing effort, and standardizing document generation processes.
Refresh authentication screens with updated branding elements to improve user trust, consistency, and overall digital experience.
Extend secure federated authentication to mobile applications, delivering seamless enterprise-grade access across devices and platforms.
Enhance document readability through expanded PDF viewing capabilities, improving review efficiency and operational productivity.
Restrict multiple active sessions for the same user, strengthening security, governance, and access control across authentication environments.
Modernise platform dependencies and address security vulnerabilities to improve compliance, scalability, resilience, and future technology readiness.
Enhance recovery rates, empower agents, and build stronger borrower relationships.

Retrieve authenticated business information through URN-based verification, reducing onboarding effort while improving data accuracy and fraud prevention.
Automatically validate document quality and document type, reducing operational rework, strengthening KYC controls, and improving onboarding efficiency.
Prevent confidential information from appearing in application preview screens, reducing accidental exposure and strengthening mobile security.
Protect sensitive customer and financial information by restricting screenshot capture across designated mobile application screens.
Enable secure MSAL-based authentication, delivering consistent enterprise login experiences across mobile and web channels.
Align mobile applications with evolving platform requirements, ensuring uninterrupted publishing, stronger security, and future-ready operations.

Create a consistent onboarding experience from the very first interaction. Capture applications from multiple channels, simplify data capture and document su...

Make lending decisions with greater confidence through automated identity verification and configurable credit policies. Apply consistent underwriting standa...

Move from approval to disbursement with greater speed and control. Support full or partial disbursements, automate repayment schedules, verify documentation ...

Respond quickly to changing business priorities by configuring new lending products through flexible rules, policies, forms, workflows, and master data. Intr...

Connect every stage of the lending journey, from onboarding to disbursement, through a single automated process. Reduce manual intervention, shorten processi...

Support high-volume lending with a rules engine designed for speed and precision. Configure and execute business rules, scoring models, verification, de-dupl...
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