A Partnership That Scales with Vision: HDB Financial Services on Building Digital Foundations with Nucleus Software

Digital transformation in financial services is rarely driven by a single technology. It begins with building the right foundation – one that can evolve with scale, complexity, and long-term ambition.

In this exclusive testimonial, Mr. Mathew Panat, CTO at HDB Financial Services, reflects on a partnership with Nucleus Software that has spanned nearly two decades – one defined by continuity, shared growth, and a deep alignment of vision.

As the BFSI sector enters its next phase of evolution, he points to Artificial Intelligence as the most impactful force – driving measurable value across credit appraisal, collections, customer servicing, marketing, and even the software development lifecycle. At the same time, he emphasizes that lasting transformation depends on a robust, adaptable digital core beneath these advancements.

From supporting HDB Financial Services in its early stages to enabling readiness for headless deployments today, Nucleus Software has served as a trusted digital backbone – delivering the scale, performance, manageability, and agility needed to meet evolving customer expectations and growing operational complexity.

As HDB Financial Services modernizes and connects more deeply with customer-led ecosystems, Nucleus Software remains a trusted partner – providing stability to scale and the flexibility to innovate with confidence, as a long-term ally in building digital foundations designed for sustained growth.

Watch the full testimonial to discover how Nucleus Software continues to power HDB Financial Services’ digital journey – grounded in trust, built for scale, and shaped by shared progress.