Banking Transformation Summit Season 4 | Mumbai, Aug 19 2026

Transforming Digital Lending for Your Financial Institutions

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FinnOne Neo® CAS

Robust Digital Lending for Superior Loan Origination Journeys.

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FinnOne Neo® LMS

Unlock Efficiency in Loan Servicing for Enhanced Customer Experience

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FinnOne Neo® Collections

Simplified and Intelligent Debt Collection Platform

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Streamlining Transaction Banking for Corporates.

FinnAxia® FSCM

Unlock Working Capital, Strengthen Relationships, Fuel Business Growth

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FinnAxia® Global Receivables

Simplify Collections. Strengthen Liquidity. Scale Confidently.

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An advanced technology platform, designed to deliver agile and efficient solutions while drastically reducing the cost of operations.

Gold Lending

Manage the complete gold loan lifecycle through a single digital platform.

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Corporate Lending

Enhanced Agility via Digitizing SME and Corporate Lending.

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Retail Lending

End-to-end digital lending across the entire lifecycle of origination, servicing & collections.

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Islamic Finance

Interest Free Banking Governed by Shariah Principles.

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Automotive Lending

Advanced Automotive Lending Software for complete loan life cycle management.

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Digital Transaction Banking suite that is modular for a composable banking experience.

Integrated Transaction Banking Suite – FinnAxia®

FinnAxia®, End-to-end Global Transaction Banking Suite; optimally manages Receivables, Payments, Liquidity, Financial Supply Chains and Corporate Trade.

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Ensure responsible Lending with our API-backed products for easy & seamless connectivity to the financial ecosystem.

FinnOne Neo® mFin

Easy, fast and digitized access to microcredit, anytime, anywhere.

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Payse®

An offline and online digital cash solution designed to democratize finance.

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Modern Technology Platform to Engage and Empower Customers.

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Nucleus Software Presents
CNBC-TV18 Banking Transformation Summit 4.0

Scaling Bharat. Powering Progress. With Responsible AI.

#BharatBanksForward

The fourth edition of the Banking Transformation Summit, presented by Nucleus Software, featured thought-provoking discussions on AI, innovation, and the future of banking.
19th August 2026 | 4:20 PM Onwards | Jio Convention Centre, Mumbai, India
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Banking Transformation Summit Season 4 Logo
The Clock is ticking!
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Responsible AI for the Next Chapter of Bharat Banking

India’s banking ecosystem is entering a defining phase.

 

After decades of digital transformation, the conversation is moving beyond adoption towards responsible, intelligent and scalable banking-where AI can help institutions lend smarter, manage risk better, strengthen trust and expand access to financial services across Bharat.

 

The 4th edition of the CNBC-TV18 Banking Transformation Summit, presented by Nucleus Software, brings together senior policymakers, banking leaders, NBFCs, fintech innovators and technology leaders to examine what it will take to scale AI responsibly across India’s financial ecosystem.

 

Under the theme “Scaling Bharat. Powering Progress. With Responsible AI”, the summit will explore the next generation of lending, responsible fintech, AI-led banking infrastructure, policy, governance and intelligent financial services. From transforming credit access to building trusted AI systems, BTS 4.0 will focus on a central question:

 

How can India harness the power of AI while keeping trust, transparency and inclusion at the core?

 

The official agenda places responsible AI, lending transformation, policy, fintech and NBFC innovation at the centre of the evening.

Why This Conversation Matters?

From Digital Scale to Intelligent Scale

India has already demonstrated the transformative power of population-scale digital infrastructure.

 

The next frontier is about embedding intelligence across the financial ecosystem-helping institutions make better decisions, deliver more contextual customer experiences, detect risk earlier and extend responsible credit to more individuals and businesses.

 

But as AI becomes increasingly involved in lending, risk, compliance, fraud management and customer engagement, responsibility cannot be an afterthought.

 

The future of banking will require institutions to balance:

Innovation with governance

Accelerating AI adoption while ensuring accountability and control.

Speed with trust

Delivering faster financial services without compromising transparency or security.

Intelligence with inclusion

Using AI and data to better understand underserved customers and businesses.

Automation with human judgement

Allowing technology to augment-not replace-responsible decision-making.

Scale with resilience

Building banking platforms capable of supporting the complexity and reach of Bharat.

Nucleus at the Core

Four Decades of Powering Banking Transformation

For over four decades, Nucleus Software has been helping financial institutions transform lending and transaction banking through purpose-built technology and deep domain expertise.

 

Today, our solutions support 200+ financial institutions across 50+ countries, enabling institutions to modernize complex banking journeys while building for scale, resilience and continuous innovation.

 

At Banking Transformation Summit 4.0, Nucleus Software will bring its perspective from working across global financial markets and building platforms that sit at the heart of mission-critical banking operations.

 

Our leadership will explore how AI, modern banking platforms, responsible innovation and human judgement can come together to build the next generation of financial services.

 

Nucleus Software’s current leadership page confirms Vishnu R. Dusad as Managing Director and Co-founder and Parag Bhise as CEO and Executive Director.

Parag Bhise, CEO & Executive Director, Nucleus Software

Parag Bhise
CEO and Executive Director,
Nucleus Software

Opening Note | Powering Responsible Banking Transformation | 5:15 PM

As AI moves deeper into financial decision-making, the opportunity is no longer simply to digitize banking-it is to make banking more intelligent, responsive and trusted.

 

In his opening note, Parag Bhise will set the context for the evening and share Nucleus Software’s perspective on how responsible technology can help financial institutions innovate at scale while keeping resilience, customer trust and business outcomes at the centre.

 

The event agenda lists his opening note immediately following CNBC-TV18’s welcome address. The event agenda lists his opening note immediately following CNBC-TV18’s welcome address.

Vishnu R. Dusad, Managing Director, Nuclues Software

Vishnu R. Dusad
MD & Co-founder,
Nucleus Software

Spotlight Interview | Building the Intelligent Banking Stack | 7:10 PM

In conversation with Ritu Singh, CNBC-TV18

What does it take to build a bank that is not simply digital, but intelligent by design?

 

In this spotlight conversation, Vishnu R. Dusad will explore how AI, automation, modern technology architecture and decades of banking-domain expertise can come together to build financial institutions that are agile, scalable and trusted.

 

The conversation will look beyond individual AI use cases to the larger question of how banks can build an intelligent banking stack capable of supporting the next phase of India’s financial growth.

 

The spotlight interview and moderator are listed in the official agenda. 

Keynote

Vision for Responsible AI, Resilient Banking

Shri. Shirish Chandra Murmu
Deputy Governor, RBI | 5:20 PM

As AI becomes integral to banking, the focus is shifting from experimentation and adoption towards responsible deployment.

 

The keynote will examine how responsible innovation, governance, resilience and customer trust can help define the next era of Indian banking.

Conversations Shaping Bharat’s Banking Future

Banking Panel

Credit Redrawn: Lending Smarter, Faster Across Bharat

How can banks harness technology and intelligence to expand credit while strengthening risk management and customer outcomes?


Featuring leaders from State Bank of India, IndusInd Bank, Punjab National Bank and AU Small Finance Bank, moderated by Latha Venkatesh, CNBC-TV18. 

Fireside Chat

AI-Powered Ambitions: Banking on Policy

A conversation on the intersection of AI, banking transformation and policy as India builds a trusted framework for the next era of financial innovation.


By Shereen Bhan, CNBC-TV18. 

Fintech Panel

AI, Compliance & Growth: Responsible Fintech for Bharat

As fintech moves deeper into India’s financial ecosystem, how can innovation, compliance and customer trust progress together?


The discussion brings together leaders from NPCI, PayU, Cashfree Payments and CRED, moderated by Ritu Singh, CNBC-TV18. 

NBFC Panel

NBFC Redrawn: Intelligent by Design, Trusted by Bharat

Technology is transforming how NBFCs originate, assess, service and manage credit.


This discussion will explore how AI-led intelligence and digital operating models can enable NBFCs to scale responsibly while maintaining the trust and flexibility that define the sector.


The agenda features leaders from Navi Finserv, L&T Finance, Poonawalla Fincorp, Hero FinCorp and Piramal Finance, moderated by Prashant Nair, CNBC-TV18. 

Agenda of the Event

4:30 PM
Meet & Greet
Closed door with CXOs of Banks, NBFCs & Fintechs.
5:10 PM
Welcome Address
By CNBC-TV18
5:15 PM
Opening Note
By Mr. Parag Bhise, CEO & Executive Director, Nucleus Software

5:20 PM
Keynote Address

Vision for Responsible AI, Resilient Banking

By Shri. Shirish Chandra Murmu, Deputy Governor, RBI

5:45 PM
Banking Panel

Credit Redrawn: Lending Smarter, Faster Across Bharat
Panellists:

  • Mr. Ashok Chandra, MD & CEO, Punjab National Bank
  • Mr. Ashwini Kumar Tewari, MD, SBI Bank
  • Mr. Rajiv Anand, MD & CEO, IndusInd Bank
  • Mr. Sanjay Agarwal, MD & CEO, AU Small Finance Bank

Moderator: Ms. Latha Venkatesh, CNBC-TV18

6:20 PM
Felicitations

By Ms. Shereen Bhan & Mr. Vishnu R. Dusad

  • Mr. Keki M. Mistry, Non-Executive (Non-Independent) Director, HDFC Bank
  • Mr. M. Naga Raju, Former Secretary, Department of Financial Services

6:30 PM
Fireside Chat

AI-Powered Ambitions: Banking on Policy

By Ms. Shereen Bhan, CNBC-TV18

6:45 PM
Fintech Panel

AI, Compliance & Growth: Responsible Fintech for Bharat

Panellists:

  • Mr. Akash Sinha, Co-Founder & CEO, Cashfree Payments
  • Mr. Anirban Mukherjee, CEO, PayU
  • Mr. Miten Sampat, MD, CRED
  • Mr. Sohini Rajola, Executive Director, NPCI

Moderator: Ms. Ritu Singh, CNBC-TV18

7:10 PM
Spotlight Interview

Building the Intelligent Banking Stack

By Mr. Vishnu R. Dusad, MD & Co-Founder, Nucleus Software

7:25 PM
NBFC Panel

NBFC Redrawn: Intelligent by Design, Trusted by Bharat
Panellists:

  • Mr. Abhishek Dwivedi, MD & CEO, Navi Finserv Limited
  • Mr. Sudipta Roy, MD & CEO, L&T Finance
  • Mr. Arvind Kapil, MD & CEO, Poonawalla Fincorp
  • Mr. Abhimanyu Munjal, CEO, Hero FinCorp
  • Mr. Jairam Sridharan, MD & CEO, Piramal Finance

Moderator: Mr. Prashant Nair, CNBC-TV18

8:00 PM
Closing Remarks
by CNBC-TV18 
8:05 PM Onwards
Cocktails & Dinner

Speakers

Vishanu Dusad, Managing Director, Nucleus Software

Vishnu R. Dusad
MD & Co-Founder,
Nucleus Software

Parag Bhise, CEO & Executive Director, Nucleus Software

Parag Bhise
CEO & Executive Director,
Nucleus Software

Ashwini Kumar Tewari, MD, SBI Bank

Ashwini Kumar Tewari
MD, SBI Bank

Ashok Chandra, MD & CEO, PNB

Ashok Chandra
MD & CEO, PNB

Sanjay Agarwal, MD & CEO, AU Small Finance Bank

Sanjay Agarwal
Founder, MD & CEO, AU Small
Finance Bank

Sohini Rajola, Executive Director – Growth, NPCI

Sohini Rajola
Executive Director, NPCI

Anirban Mukherjee - Global CEO, PayU

Anirban Mukherjee
Global CEO, PayU

Miten Sampat - Interim CEO, CRED

Miten Sampat
Interim CEO, CRED

Abhishek Dwivedi - Managing Director & CEO, Navi Finserv

Abhishek Dwivedi
MD & CEO,
Navi Finserv Limited

Sudipta Roy, MD & CEO, L&T Finance

Sudipta Roy
MD & CEO,
L&T Finance

Arvind Kapil - Managing Director & CEO, Poonawalla Fincorp

Arvind Kapil
MD & CEO,
Poonawalla Fincorp

Abhimanyu Munjal - Managing Director & CEO, Hero FinCorp

Abhimanyu Munjal
MD & CEO, Hero FinCorp

Jairam Sridharan - MD & CEO, Piramal Finance

Jairam Sridharan
MD & CEO,
Piramal Finance

Keki M. Mistry - Non-Executive (Non-Independent) Director, HDFC Bank

Keki M. Mistry
Non-Executive (Non-Independent) Director, HDFC Bank

Shri. M. Nagaraju, Former Secretary, Department of Financial Services

Shri M. Nagaraju
Former Secretary, Department of Financial Services

Rajiv Anand - MD & CEO, IndusInd Bank

Rajiv Anand
MD & CEO,
IndusInd Bank

Akash Sinha - Co-Founder & CEO, Cashfree Payments

Akash Sinha
Co-Founder & CEO, Cashfree Payments

Vishanu Dusad, Managing Director, Nucleus Software
Vishnu R. Dusad
Managing Director, Nucleus Software
Parag Bhise, CEO & Executive Director, Nucleus Software
Parag Bhise
CEO & Executive Director, Nucleus Software
Ashwini Kumar Tewari, MD, SBI Bank
Ashwini Kumar Tewari
MD, SBI Bank
Ashok Chandra, MD & CEO, PNB
Ashok Chandra
MD & CEO, PNB Bank
Sanjay Agarwal, MD & CEO, AU Small Finance Bank
Sanjay Agarwal
Founder, MD & CEO, AU Small Finance Bank
K. V. S. Manian, MD & CEO, Federal Bank
K. V. S. Manian
Managing Director & CEO, Federal Bank
Keki M. Mistry - Non-Executive (Non-Independent) Director, HDFC Bank
Keki M. Mistry
Non-Executive (Non-Independent) Director, HDFC Bank
Shri. M. Nagaraju, Former Secretary, Department of Financial Services
Shri. M. Nagaraju
Former Secretary, Department of Financial Services
Sohini Rajola, Executive Director – Growth, NPCI
Sohini Rajola
Executive Director – Growth, NPCI
Anirban Mukherjee - Global CEO, PayU
Anirban Mukherjee
Global CEO, PayU
Miten Sampat - Interim CEO, CRED
Miten Sampat
Interim CEO, CRED
Abhishek Dwivedi - Managing Director & CEO, Navi Finserv
Abhishek Dwivedi
Managing Director & CEO, Navi Finserv
Sudipta Roy, MD & CEO, L&T Finance
Sudipta Roy
MD & CEO, L&T Finance
Arvind Kapil - Managing Director & CEO, Poonawalla Fincorp
Arvind Kapil
MD & CEO, Poonawalla Fincorp
Abhimanyu Munjal - Managing Director & CEO, Hero FinCorp
Abhimanyu Munjal
MD & CEO, Hero FinCorp
Jairam Sridharan - MD & CEO, Piramal Finance
Jairam Sridharan
MD & CEO, Piramal Finance
Rajiv Anand - MD & CEO, IndusInd Bank
Rajiv Anand
MD & CEO, IndusInd Bank
Akash Sinha - Co-Founder & CEO, Cashfree Payments
Akash Sinha
Co-Founder & CEO, Cashfree Payments

Be Part of the Conversation Shaping the Future of Bharat Banking

Join some of India’s leading voices from banking, regulation, NBFCs, fintech and technology as they explore how responsible AI can power the next chapter of financial growth.

 

Scale Intelligence. Strengthen Trust. Power Bharat Forward.

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