Banks and other financial institutions have been among the largest users of Information Technology (IT) for decades. Banks quickly determined that IT could deliver significant benefits for their businesses. Since the 1960’s, when the first Automated Teller Machines (ATMs) were deployed, their investments in technology have been...
View White PaperIn the last week of September 2019, Nucleus Software had the pleasure of participating in one of the most renowned events the financial world has to offer: Sibos. Over four days, more than 11,000 business leaders, decision makers and topic experts gathered to listen to 600 speakers, network and share insights about what the future of financial...
View White PaperAnalytics begin and end with asking the right questions – and having the right data. If the data is wrong, the model won't perform. That's why 90% of the Fortune 500™ and companies of all sizes worldwide rely on D&B for the data, analytics and advanced expertise to create competitive, winning business rategies.
View White PaperAnalytics and Artificial Intelligence are fast evolving as the goto technologies for companies looking to personalize customer experience, streamline and automate processes, reduce fraud, manage risks more effectively and reduce security risks.
View White PaperWith digital presence fast becoming a norm, lenders need to create more differentiators such as anticipating customer needs, personalizing customer experiences, simplifying processes and taking quicker decisions. In this whitepaper, Nucleus Software and IBS Intelligence explore the fast evolving lending landscape and identify the key aspects...
View White PaperLocal, regional and national governments are faced with a growing set of demands from a diverse range of “customers”. On one side they need to provide services for individual citizens, ranging from housing and health to employment and social security. And on the other side they need to enable businesses to deliver the products and...
View White PaperBy 2020 there will be around 2 zettabytes of digital data in the Middle East - greater than the estimated number of grains of sand covering the entire Arabian Desert, as reported by McKinsey1.
View White PaperWhile banks are struggling to cope efficiently with rising customer expectations, new technology-backed entrants - supported by agile business models and unencumbered by complex regulations, are taking advantage to gain market share.
View White PaperBig 4 Banks experienced an overall fall in return on equity with a average of 13.8% in 2016 and an increment in the average cost to income, which stood at 44.1%, up by 116 bps as compared to previous year These pressures are primarily driven by regulatory compliance obligations and the need to enhance their technology and digital capabilities
View White PaperThough SMEs are a massive part of the economies of the Middle East and North Africa they still suffer from a lack of access to bank credit. A significant number are now looking to alternative forms of business financing, and factor financing is fast becoming a very popular source of working capital.
View White PaperAmong the many consequences of the global financial crisis was the increased importance banks placed on transaction banking.
View White PaperFor a corporate treasurer to conduct his daily operations - which include the execution of payroll, supplier payments, customer invoices and other payments like cash concentration transferseffectively, he needs to have a 360 degree visibility of his cash positions and cash flows across a number of subsidiary bank accounts.
View White PaperTransaction Banking, which encompasses, cash management, trade finance, financial supply chain management andclearing/settlement services is drawing renewed attention and investment throughout the banking industry globally.The increased focus is driven by
View White PaperThe key goal of cash management is to maintain the optimum level of liquidity – put simply to have the right amount of cash at the right time and in the right place.
View White PaperWith more banks per capita than any other major African market, the Kenyan financial services sector is critical to the country achieving its Vision 2030 goal of 10% annual average economic growth. Unarguably the financial center of the East African Community (EAC), Kenya is aiming to extend beyond the EAC’s borders and become a financial...
View White PaperLoan balances have grown by $57 trillion since2007[1], standing at 83.9% of global GDP (2014)[2].However, the proportion of non-performing loansfor every loan disbursed has increased by more than50% (2007-14)[3]. With market and regulatorypressures putting lending margins under stress,effective collections have become even moreimportant to...
View White PaperWith increasing levels of economic volatility and global interconnectivity, a “good” economy can turn “bad” much more quickly today than 25 years ago. Globalised economies enable companies in one country to tap into markets in other countries, thereby reducing...
View White PaperNucleus Software hosted a Round Table discussion on “Shaping The Future of Lending ForNon-Banking Finance Companies (NBFCs)" in Mumbai on October 15, 2015 in associationwith IBM. The theme of the event was “The Road Ahead: Powering Growth withTechnology-led Innovation”. The event witnessed participation of senior executives...
View White PaperSIBOS, the premier financial services event held in Singapore, saw participation from thebiggest banks and financial institutions in the industry. In our quest to determine the changingtrends in transaction banking, Nucleus Software conducted a survey which saw participationfrom major banks spanning 5 continents.
View White PaperThe Japanese consumer lending industry haswitnessed various phases of business growth anddecline over the years. The Japanese economy hasbeen traditionally dominated by the banks, whopreferred lending to large firms with excellentreputations. This resulted in under serving ofconsumer and small business loans segment.Non-Bank Institutions (NBIs)...
View White PaperNucleus Software organised an exclusive round table discussion for Non-BankingFinancial Companies (NBFCs) at Park Hyatt, Chennai, India, in association with Red Hat,the world’s leading provider of open-source software.
View White PaperTransaction Banking, which encompasses, cash management, trade finance, financial supply chain management and clearing/settlement services is drawing renewed attention and investment throughout the banking industry globally.
View White PaperOver the years, NBFCs have played an instrumental role in the Indian economy. They have powered the engines of growth in financial intermediation across rural & semi urban areas, and financing activities like commercial vehicles, retail trade and leasing. NBFC’s share of banking assets has steadily grown from 10.7% in 2009 to 14.3% in...
View White PaperHow banks and treasury requirements are evolving and how technology can help in supporting the implementation of cash and liquidity management strategies.
View White PaperCards are one of the most diverse payment instruments in financial market today. There is a steady growth in number of card users. Volume of card transaction has been growing consistently for the last twenty years. In particular, growth has been driven by debit cards; in some markets at the expense of credit cards.
View White PaperCorporate credit approval is a very complex process, which requires careful and detailed evaluation of financial standing of the prospective customer. Before extending any type of credit, banks and other lending institutions assess the potential borrowers based on their financial performance, credit ratings and debt exposure.
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