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Lending

Capitalizing on the Gold Loans Opportunity

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Capitalizing on the Gold Loans Opportunity

The surge in gold prices, easy availability of gold assets and need for quick access to finance has led to a rise in demand for Gold Loans in India. Download the eBook to gain insights on enhancing the profitability in Gold loans business with technology led innovation.

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Monetizing Data to Gear up Lending - Addressing COVID-19 Challenges

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Monetizing Data to Gear up Lending - Addressing COVID-19 Challenges

A guide explaining the key use cases where advanced analytics can help you address the challenges in the current situation to mitigate credit risk while serving your customers better.

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Lending in a Virtual World - Addressing COVID-19 Challenges

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Lending in a Virtual World - Addressing COVID-19 Challenges

A guide explaining some of the key aspects where technology can help you address the challenges to mitigate credit risk while serving your customers better, re-align your business approach for the next growth phase and get ready for the virtual world.

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Monetizing data in lending eBook

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Monetizing data in lending eBook

IDC predicts that world’s data will grow from 33ZB (a trillion gigabytes) in 2018 to 175ZB by 2025, at a compounded annual growth rate of 61%. To put that in context, if you stored 175ZB on BluRay discs and stacked them one on top of other, the stack would reach the moon 23 times.With such an explosion in data. analytics has rapidly...

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Choosing Solution Vendors

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Choosing Solution Vendors

According to pmi’s 10th global project management survey, 9.9% of every dollar spent is wasted – that’s $9.9 million for every $100 million invested, due to poor project management. These facts make a complex project – the replacement of a mission critical lending system – even more challenging. Choosing the right...

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DIGITIZING. INNOVATING. TRANSFORMING. TOMORROW’S LENDING - TODAY

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DIGITIZING. INNOVATING. TRANSFORMING. TOMORROW’S LENDING - TODAY

DIGITIZING. INNOVATING. TRANSFORMING.TOMORROW’S LENDING - TODAY

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Roadmap to Digitization in Lending - Middle East

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Roadmap to Digitization in Lending - Middle East

By 2020 there will be around 2 zettabytes of digital data in the Middle East - greater than the estimated number of grains of sand covering the entire Arabian Desert, as reported by McKinsey1.

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Lending Mobility Infographic

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Lending Mobility Infographic

DIALLING UP SPEED, GROWTH, EFFICIENCY IN LENDING

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Benefiting From Standardized Technology - Lending In Cloud

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Benefiting From Standardized Technology - Lending In Cloud

Cloud computing has changed the way many people interact with companies – from search and email to music and video. Banks and financial services companies are building on this experience and realizing the cloud’s potential to underpin their growth strategies. Cloud is also becoming a fundamental part of the digital journey and is...

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Four Steps to Data-Driven Lending Transformation - Step 1 Improve targeting

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Four Steps to Data-Driven Lending Transformation - Step 1 Improve targeting

Financial services organizations across the globe are embracing predictiveanalytics at an increasing rate in order to explore new opportunitiesfine-tune existing programs, minimize risk and improve efficiencies. There are4 key ways in which analytics-derived predictive insights can enable banksto not only grow their lending business but also...

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Four Steps to Data-Driven Lending Transformation - Step 2 Make better, faster and more accurate decisions

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Four Steps to Data-Driven Lending Transformation - Step 2 Make better, faster and more accurate decisions

Financial services organizations across the globe are embracing predictiveanalytics at an increasing rate in order to explore new opportunities, finetuneexisting programs, minimize risk and improve efficiencies. There are 4key ways in which analytics-derived predictive insights can enable banks tonot only grow their lending business but also...

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Four Steps to Data-Driven Lending Transformation - Step 3 Take pre-emptive actions

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Four Steps to Data-Driven Lending Transformation - Step 3 Take pre-emptive actions

Financial services organizations across the globe are embracing predictiveanalytics at an increasing rate in order to explore new opportunities, fine-tuneexisting programs, minimize risk and improve efficiencies. There are 4 key waysin which analytics-derived predictive insights can enable banks to not onlygrow their lending business but also...

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Four Steps to Data-Driven Lending Transformation - Step 4 Increase collection while reducing costs

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Four Steps to Data-Driven Lending Transformation - Step 4 Increase collection while reducing costs

Financial services organizations across the globe are embracing predictive analytics at an increasing rate in order to explore new opportunities, fine-tune existing programs, minimize risk and improve efficiencies. There are 4 key ways in which analytics- derived predictive insights can enable banks to not only grow their lending business but...

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Reducing NPLs Effectively

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Reducing NPLs Effectively

Long-term success in lending is dependent on a number of factors, not least of which is the need to keep tight control on the levels of Non-Performing Loans.

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Dialling up Growth and Efficiency

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Dialling up Growth and Efficiency

The Indian financial services sector is undergoing huge transformation. Customerexpectations are rising, economic volatility is increasing, profit margins are under stressand the regulatory landscape is continuing to evolve. Established banks are focusingon retail lending, while new FinTech players offering innovative services are enteringthe...

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Tailored Products To Improve Customer Experience

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Tailored Products To Improve Customer Experience

Today’s customers want companies to treat them as individuals rather than part of a“market segment” alongside thousands of other people. They want companies to offerproducts and services that are tailored to meet their specific needs,

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Making Better Credit Decisions Faster

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Making Better Credit Decisions Faster

Today, when banks are pursuing growth strategies in lending they often have to dealwith customers who demand decisions in minutes and competitors who seem preparedto take on more risk than seems prudent.

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Digitization - The Gateway To Growth in Lending

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Digitization - The Gateway To Growth in Lending

At first glance the future looks very promising for Non Banking Finance Companies(NBFCs) and Housing Finance Companies (HFCs) in India. The increased focus ondigitization and the government’s financial inclusion drive,

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Financial Services in the Cloud – The time is NOW

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Financial Services in the Cloud – The time is NOW

Cloud adoption is on fast track and is expected to grow at a CAGR of 18% globally for public cloud market by 2020. Cloud solution helps businesses to grow as they can be deployed quickly, offer limitless computing capacity and their ‘pay-per-use’ business model makes them cost effective. Using cloud deployment models lenders can...

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Three Steps to Digital Lending-Step 1 Disburse loans faster

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Three Steps to Digital Lending-Step 1 Disburse loans faster

When the rapid evolution of digital, mobile andsocial technologies is combined with increasingconsumer dissatisfaction, the result is therequirement for banks to swiftly become digitalorganizations. According to Ernst and Young’s firstFinTech Adoption Index based on a survey of 10,131“digitally active” consumers in Australia,...

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Three Steps to Digital Lending-Step 2 Increase convenience

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Three Steps to Digital Lending-Step 2 Increase convenience

Today’s customers expect a lot. They expectinteractive interfaces, real-time updates andpersonalized services. They expect access to thelatest information, and they expect it at their fingertips. These expectations are being met in manyindustries – travel booking, online ordering etc, butwhat about financial services? With the...

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Three Steps to Digital Lending-Step 3 Make collections customer centric

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Three Steps to Digital Lending-Step 3 Make collections customer centric

When banks decide to increase customer-centricity,most of the initiatives focus on the acquiring andservicing sides of the business, but there is very littlefocus on enhancing customer experiences in thecollections side of the business. Until now this hasbeen natural, however customers are becomingmore demanding – as services are improved...

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Digital Transformation Journey in Lending

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Digital Transformation Journey in Lending

To satisfy the increasing demand of the digital consumers, banks need to swiftly become digital organizations. Automated loan origination, workflow based decision making, integrated communications, paperless operations, streamlined collections powered by deep analytics and mobile solutions can all be used to deliver what customers want....

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Challenging The Challengers - Infographic Australia

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Challenging The Challengers - Infographic Australia

How traditional lenders can stay ahead of the disruptive wave by FinTech sector in Australia.

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Transaction Banking

E-Book- Digital Transaction Banking in a Virtual World

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E-Book- Digital Transaction Banking in a Virtual World

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Hyper Fast: The Need For Speed

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Hyper Fast: The Need For Speed

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Driving Hyper Agility in Transaction Banking- Infographic

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Driving Hyper Agility in Transaction Banking- Infographic

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Transforming Transaction Banking in Kenya

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Transforming Transaction Banking in Kenya

With more banks per capita than any other major African market, the Kenyan financial services sector is critical to the country achieving its Vision 2030 goal of 10% annual average economic growth. One of the financial centres of the East African Community (EAC), Kenya is aiming to extend beyond the EAC’s borders and become a financial...

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Creating A More Efficient NBFC

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Creating A More Efficient NBFC

The recent recommendations of the Nachiket Mor Committee to protect the interests of the MSMEs have resulted in a significant increase of the loan disbursement amount limits for NBFCs as well as the widening of the NBFCs’ base of borrowers. They have emerged as important financial intermediaries, particularly for the micro, small and...

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SMEs Are Struggling For Credit

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SMEs Are Struggling For Credit

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Unlock Trapped Cash

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Unlock Trapped Cash

Global businesses, operating at ever higher tempos and with ever finer tolerances, are making the corporate treasurer’s role more challenging and yet more vital. Different parts of the business use different systems, different processes and different ways of recording and reporting information.

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