Corporate Lending

Choose Digital Transformation for your Corporate Banks

Learn more

Retail Lending

Unleash the Power of Digital Lending for Retail Banks

Learn more

Transaction Banking

Easy, Secure, Next-Gen Digital Transaction Banking Solution

Learn more
Home Services Technology About us

30 Years of Making Financial Services Access Easy and Enriching Worldwide

Transforming Banking Globally with 87,600 hours of uninterrupted digital customer experience, facilitating 26 million+ transactions each day

Revolutionizing Lending and Banking in the New-verse World

“In the late 80’s nobody believed that Indians could develop a state-of-the-art software. During this time against all odds Nucleus developed their IP product and managed to not only garner Indian customers but sold their product to a Japanese bank, In Tokyo, whose turnaround was made possible with their software support. This is an extraordinary achievement, being able to sell Indian IP product to the most difficult Japanese market. This proves Nucleus Software’s ability to create extraordinary intellectual property.”

Mr. Jaithirth Rao

Former CEO of Citibank India, founder of Mphasis, author of many books e.g., Economist Gandhi, and father of Retail Banking Industry in India

“Nucleus helped us develop world class technologies in the late 80s. Our journey began with Nucleus saying “you dream and we make it possible”. Nucleus rose to every challenge and created for us Software that was nothing less than software developed in USA or Singapore; in fact they surpassed our expectations. Our cost of processing Credit card with Nucleus technology was 6 times less than if we were linked up to Singapore. The speed at which we were processing was far superior. Nucleus didn’t let us fail our customers and worked day and night with customer sensitivity providing us a world class IP product.”

Mr. Ram Bhagwat

A five-decade veteran in the BFSI space and also known as the Father of Banking Technology Industry in India

“Nucleus Software established a trailblazing landmark and an invaluable niche for itself by swimming against the tide 30 years ago by building its IP product; Doing the unthinkable 30 years back was remarkable far sight, initiative and capacity to take risk. This is an Ultimate example of being Atmanirbhar, long before the idea was conceived by govt servants. Today, Technology is going to define sustainable growth of a nation. Nucleus has done it, keeping an ethical balance sheet and contributing to the nation with IP that is implemented globally.”

Mr. Vinod Rai

11th Comptroller and Auditor General of India and a former IAS officer, and our Chief Guest for the celebration

"Over the years, customer aspirations have changed exponentially and every single time they have changed Nucleus has responded with agility, speed, and comprehensiveness. Nucleus has empowered us to do better and become bigger. They have always ensured that we are enabled to serve our customers in the way that they would like to be served.”

Mr. Anil Kaul

Managing Director, Tata Capital Housing Finance Limited

“We are the 1st bank in India to launch the FinnOne Neo product, and it has met many of our customer's growing requirements, especially in the area of mortgage. During Covid time, Nucleus helped us with some additional features for the moratorium and these features were helpful to cater to the requirements, as far as the regulators and other stakeholders were concerned. Nucleus has always helped us in resolving challenges in a way that our customer service is never impacted.”

Mr. Venkatesh R

President & Head Operations, Technology and Human Resources & CIO, DCB Bank

Traversing 3 Decades of our IP Journey

Ensuring customers stay ahead by continuously adapting to ever changing market dynamics and seamlessly integrating with the ever growing financial ecosystem

1992 - 2002

  • 1992 - Started IP journey with the sales of “LeaseWare” in Indonesia
  • 1994 - Singapore Office Opens
  • 1995 - Initial Public Offering, four times over subscribed
  • 1996 - Launched “Finness” with the version of being an ERP for lending business
  • 1997 - Multiple orders won for “Finness” (lending)
  • 1998 - HDFC Bank chooses Nucleus Software to revolutionize automotive finance
  • 1999 - Onboards first customer in Japan - Nucleus Software opens its first office in US
  • 2001 - Expands operation in Thailand, UK, and Middle East

2002 - 2012

  • 2002 - Nucleus software ranked among the Top 5 product companies by NASSCOM
  • 2004 - Establishes a new offshore development centre in Pune
  • 2006 - Launches Africa operations
  • 2007 - “FinnOneTM” is ranked “World’s No. 1 Selling Lending Software Product” by IBS Intelligence
  • 2008 - Awarded “India’s Top 15 Exciting Emerging Companies to Work For” by NASSCOM
  • 2009 - Wins 1st Celent Model Bank Award
  • 2010 - Wins 2nd Celent Model Bank Award
  • 2011 - Nucleus Software wins “Golden Shield for Excellence in Financial Reporting” by ICAI

2012 - 2022

  • 2014 - Nucleus Software inducted into the Prestigious “Hall of Fame” by the Institute of Chartered Accountants of India (ICAI)
  • 2018 - Introduced Real Time Payment Fraud Detection and Prevention using AI
  • 2019 - FinnOne NeoTM Cloud wins the “Best Cloud Lending Solution” award by IBS Intelligence
  • 2020 - FinnAxiaTM wins the “Best Technological Innovation in Payments (B2B)” award at the Seamless Middle East
  • 2022 - Nucleus Software wins the ‘Most Effective Digitization’ and the ‘Best Transaction Banking Implementation’ award by IBS Intelligence

  • 1992 - Started IP journey with the sales of “LeaseWare” in Indonesia
  • 1994 - Singapore Office Opens
  • 1995 - Initial Public Offering, four times over subscribed
  • 1996 - Launched “Finness” with the version of being an ERP for lending business
  • 1997 - Multiple orders won for “Finness” (lending)
  • 1998 - HDFC Bank chooses Nucleus Software to revolutionize automotive finance
  • 1999 - Onboards first customer in Japan - Nucleus Software opens its first office in US
  • 2001 - Expands operation in Thailand, UK, and Middle East

  • 2002 - Nucleus software ranked among the Top 5 product companies by NASSCOM
  • 2004 - Establishes a new offshore development centre in Pune
  • 2006 - Launches Africa operations
  • 2007 - “FinnOneTM” is ranked “World’s No. 1 Selling Lending Software Product” by IBS Intelligence
  • 2008 - Awarded “India’s Top 15 Exciting Emerging Companies to Work For” by NASSCOM
  • 2009 - Wins 1st Celent Model Bank Award
  • 2010 - Wins 2nd Celent Model Bank Award
  • 2011 - Nucleus Software wins “Golden Shield for Excellence in Financial Reporting” by ICAI

  • 2014 - Nucleus Software inducted into the Prestigious “Hall of Fame” by the Institute of Chartered Accountants of India (ICAI)
  • 2018 - Introduced Real Time Payment Fraud Detection and Prevention using AI
  • 2019 - FinnOne NeoTM Cloud wins the “Best Cloud Lending Solution” award by IBS Intelligence
  • 2020 - FinnAxiaTM wins the “Best Technological Innovation in Payments (B2B)” award at the Seamless Middle East
  • 2022 - Nucleus Software wins the ‘Most Effective Digitization’ and the ‘Best Transaction Banking Implementation’ award by IBS Intelligence

Celebrating 30 Illustrious Years

Delivering Disruptive Fintech Solutions in 50+ Countries

World’s Leading Digital Lending Software Solution - FinnOne NeoTM

Customer Acquisition System (CAS)

Loan Management System (LMS)

Collections

Enterprise Content Management (ECM)

Collateral Management System

Mobility Apps: mCAS, mApply, mCollect, mServe & mFin

Portal: eApply & eServe

Sales Assist

Global Integrated Transaction Banking Solution - FinnAxiaTM

Global Receivables

Global Payments

Global liquidity Management

Digital Compass - Corporate Front End Channel

Virtual Account Management (VAM)

e-Trade Finance

Financial SCM & Electronic Invoice Presentment & Payment

Electronic Bill Presentment and Payment (EBPP)

Financial Inclusion - PayseTM

Financial Inclusion enabler for small ticket transactions at remote locations with a goal to make a 100 Rupee loan possible and profitable

Digital Cash

Works in Offline & Online Mode

Requires Minimal Financial Literacy

Nucleus Software Services

Driving efficiencies and reduce Total Cost of Ownership (TCO)

Data Analytics & Automation

Application Modernization

Cloud Services

Robotic Process Automation

Infra Services

Delivering Disruptive Fintech Solutions in 50+ Countries

World’s Leading Digital Lending Software Solution - FinnOne NeoTM

Customer Acquisition System (CAS)

Loan Management System (LMS)

Collections

Enterprise Content Management (ECM)

Collateral Management System

Mobility Apps: mCAS, mApply, mCollect, mServe & mFin

Portal: eApply & eServe

Sales Assist

Global Integrated Transaction Banking Solution - FinnAxiaTM

Global Receivables

Global Payments

Global liquidity Management

Digital Compass - Corporate Front End Channel

Virtual Account Management (VAM)

e-Trade Finance

Financial SCM & Electronic Invoice Presentment & Payment

Electronic Bill Presentment and Payment (EBPP)

Financial Inclusion - PayseTM

Financial Inclusion enabler for small ticket transactions at remote locations with a goal to make a 100 Rupee loan possible and profitable

Digital Cash

Works in Offline & Online Mode

Requires Minimal Financial Literacy

Nucleus Software Services

Driving efficiencies and reduce Total Cost of Ownership (TCO)

Data Analytics & Automation

Application Modernization

Cloud Services

Robotic Process Automation

Infra Services

See What Our Customers Have to Say

“We were the 1st bank in India to launch the FinnOne Neo™ product, and FinnOne Neo™ has met many of our customer's growing requirements, especially in the area of mortgages. During Covid times, Nucleus helped us with additional features for the moratorium and these features were incredibly helpful to cater to the much-needed requirements, as far as the regulators and other stakeholders were concerned. Nucleus has always helped us in resolving challenges such that our customer service is never impacted.”

Mr. Venkatesh R

President & Head Operations, Technology and Human Resources & CIO, DCB Bank

“Over the years, customer aspirations have changed exponentially and every single time they have changed, Nucleus has responded with agility, speed, and comprehensiveness. Nucleus has empowered us to do better and become bigger. They have always ensured that we are enabled to serve our customers in a way they deserve to be served.”

Mr. Anil Kaul

Managing Director, Tata Capital Housing Finance Limited

“Nucleus Software established a trailblazing landmark and an invaluable niche for itself by swimming against the tide 30 years ago by building its IP product; Doing the unthinkable 30 years back was remarkable far sight, initiative and capacity to take risk. This is an Ultimate example of being Atmanirbhar, long before the idea was conceived by the government. Today, Technology is going to define sustainable growth of a nation. Nucleus has done it, keeping an ethical balance sheet and contributing to the nation with IP that is implemented globally.”

Mr. Vinod Rai

Mr. Vinod Rai, has served as the 11th Comptroller and Auditor General of India and has played multiple roles Secretary, Financial Services and Additional Secretary in the Banking Division including banks and insurance companies under Ministry of Finance. (Read more)

“Nucleus helped us develop world class technologies in the late 80s. Our journey began with Nucleus saying “you dream and we make it possible”. Nucleus rose to every challenge and created for us Software that was nothing less than software developed in USA or Singapore; in fact they surpassed our expectations. Our cost of processing Credit card with Nucleus technology was 6 times less than if we were linked up to Singapore. The speed at which we were processing was far superior. Nucleus didn’t let us fail our customers and worked day and night with customer sensitivity providing us a world class IP product.”

Mr. Ram Bhagwat

Also known as the Father of Banking Technology Industry in India, has played multiple roles in shaping the retail lending technology in India through his foundational stint in Citibank as the Technology Director (CIO) at Citibank for over a decade. (Read more)

“In the late 80’s nobody believed that Indians could develop a state-of-the-art software. During this time against all odds Nucleus developed their IP product and managed to not only garner Indian customers but sold their product to a Japanese bank, In Tokyo, whose turnaround was made possible with their software support. This is an extraordinary achievement, being able to sell Indian IP product to the most difficult Japanese market. This proves Nucleus Software’s ability to create extraordinary intellectual property.”

Mr. Jaithirth Rao

Widely known as Jerry Rao, is a prominent Indian entrepreneur, business leader, and philanthropist who has made remarkable contributions across multiple industries. As the co-founder of Mphasis, a global IT services company, he played a pivotal role in its growth and success. (Read more)

We’d love to hear from you! Please contact us to discuss new business or media queries.
Talk to us
">