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Gold Loans

 Home / Industry / Retail Banking / Gold Loans
140+ customers use Nucleus Software's lending product

Gold Loan

FinnOne Neo suite for Gold Loan provides seamlessly integrated software modules built with the objective of providing operational and decision-making support to the banks and financial institutions. The comprehensive application product embraces processes starting from application on boarding to decision making, disbursal, servicing and collection of Gold Loans.

Key Value Differentiators


  • Reduced TAT in loan disbursal with automated processes and workflow based decision making
  • Flexible architecture
  • Faster Go to market with innovative and customized offerings
  • Enhancement in operational efficiency with business processes optimization
  • Capability to capture Gold prices, raising alerts when the Loan to value to breached, maintaining storage records of the Gold and printing the Gold certificates stating the possession of the Gold

FinnOne Neo Gold Loan Solutions

FinnOne Neo CAS:

  • Single point for Borrower Data capture
  • Paper less origination and appraisal process
  • Multi Products, Multi lingual and Multi currency
  • Capturing Gold Details
  • Ability to configure multiple scoring model
  • Flexible Repayment Option
  • Audit Trails of data modification

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FinnOne Neo LMS:

  • Gold Rate Upload
  • Gold Re-valuation
  • Loan Viewer
  • PDC Management
  • Receipts and Payments
  • Pre payments and pre closure along with simulation feature
  • Rescheduling of loans
  • Adjustment of Excess amount and Knock Off Process
  • Asset Classification and Write off handling
  • Provisioning norms

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FinnOne Neo Collections:

  • Tracking and management of delinquency cases
  • Classification and Hierarchy-based allocation of cases to collectors
  • Champion Challenger Strategy Management
  • Settlement Tracking and Skip Tracking feature
  • Online dashboard
  • Behavioral scoring engine
  • Repossession module
  • Agency payouts engine
  • Workflow Based Legal Module

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