In today's competitive financial services market, the speed of acquiring customers with the right level of risk management is the key success factor.

Customers look forward to speed in decision making along with the most suitable financial products to meet their individual needs. Banks like to exceed customers' expectations, but at the same time have to follow the prudential lending regulations and policy guidelines.Yet, they need to optimize their income by adequately pricing the risk they are undertaking.

FinnOne^TM Customer Acquisition System (CAS) is part of theFinnOne^TM suite that provides technology infrastructure to help banks meet these two diverse objectives.

FinnOne^TM CAS enables the banks to design new products and offerings, improve workflows to meet the needs of speed and control,integrate functions of various business partners in the lending-loan origination process, such as field investigators, collateral appraisal agencies, credit bureaus, document verifiers and dealers among others.

FinnOne^TM CAS is impeccably integrated with FinnOne^TM Loan Management System, and can be integrated well with other loan servicing systems also, allowing the organizations to service applications faster and with minimum rework to ensure intelligent risk and credit management without any scope for human error.

To address the unique requirements of Retail and Small & Medium Enterprises (SME) segments,FinnOne^TM CAS has two focused modules– Retail Loans and Corporate Loans.

Retail Loans module supports origination of four fundamental business categories -Auto Loans,Personal Loans,Home Loans and Credit Cards.

Corporate Loans module supports five fundamental product categories -Working Capital Loans, Trade Finance, Loans for Investments, Treasury Loans and Combo Loans.

Inclusion of Retail and Corporate Loans modules in a single application provides lending organizations with a comprehensive, powerful and flexible system to support their loan origination process. With the centralized and controlled product designs, organizations can effectively introduce quick-to-market products and schemes to hone their competitive edge of being change leaders.

FinnOne^TM CAS is an effective system that enables lending organizations to focus on the Retail and SME space and leverage the same technology platform to manage scalable, high volume, controlled and yet a flexible customer acquisition system.